4725 Tioga St, Duluth, MN 55804 Property Records

St. Louis County property record for 4725 Tioga St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 921 sqft · built 1912
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$177,000 (Aug 2021)
Tax Bill	$2,642 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2950-02570`

Property Details

APN / Parcel Number

Primary APN	`010-2950-02570`
Alternative APNs	`1111227` `1101154`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	921 sqft Gross Area
1st Floor Area	570 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	7,000 sqft (0.16 acres)
Garage Area	728 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	144 sqft
Deck Area	20 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1101154
Street Address	4725 TIOGA ST
City	DULUTH
State	MN
Zip	55804-1544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0010 BLOCK:017 SERIAL #
Legal Subdivision	LOEBS ADD TO LAKESIDE DULUTH
Legal Block	17
Legal Lot Number	10
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4011
Census Tract	600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4008 PITT ST, DULUTH, MN 55804-1956
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage PARK STATE BANK & TRUST
Aug 16, 2021	Warranty Deed, Transfer · Conventional Mortgage PARK STATE BANK & TRUST
Jul 6, 2018	Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2021 · Amount on Record
Deed Sale	Aug 16, 2021 · Amount on Record
Prior Sale	Jul 6, 2018 · Amount on Record
Deed Document Number	20211045330
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Aug 25, 2022
Property Address	4725 TIOGA ST, DULUTH, MN 55804-1544
Document Number	0001060500
Instrument Date	Aug 17, 2022
Instrument	1060500
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4008 P H ST, DULUTH, MN 55804

Mortgage

Document Number	0001060501
Date	Aug 25, 2022
Instrument	1060501

Lender

Name	PARK STATE BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 17, 2027

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 16, 2021
Property Address	4725 TIOGA ST, DULUTH, MN 55804-1544
Document Number	0001045330
Instrument Date	Jul 30, 2021
Instrument	1045330
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$584.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4008 PITT ST, DULUTH, MN 55804-1956

Mortgage

Document Number	0001045331
Date	Aug 16, 2021
Instrument	1045331

Lender

Name	PARK STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 1, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 6, 2018
Property Address	4725 TIOGA ST, DULUTH, MN 55804-1544
Document Number	000T999912
Instrument Date	Jun 29, 2018
Instrument	T999912
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$511.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4725 TIOGA ST DULUTH MN 558041544, DULUTH, MN 55804-1544

Mortgage

Document Number	T999913
Date	Jul 6, 2018
Instrument	T999913

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,642.00 (+7.22%) Homeowner's exemption
2025	$2,464.00 (-8.27%) Homeowner's exemption	$217,500 (+6.72%) Land $47,800 Building $169,700	$217,500 (+6.72%) Land $47,800 Building $169,700
2024	$2,686.00	$203,800 (+15.08%) Land $46,200 Building $157,600	$203,800 (+15.08%) Land $46,200 Building $157,600
2022		$177,100 Land $35,500 Building $141,600	$177,100 Land $35,500 Building $141,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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