4717 Tioga St, Duluth, MN 55804 Property Records

St. Louis County property record for 4717 Tioga St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,404 sqft · built 1927
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$59,000 (Jun 2001)
Tax Bill	$3,680 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`010-2950-02590`

Property Details

APN / Parcel Number

Primary APN	`010-2950-02590`
Alternative APN	`661271`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,404 sqft Gross Area
1st Floor Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Bungalow
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Lot Area	7,000 sqft (0.16 acres)
Garage Area	288 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	32 sqft
Deck Area	64 sqft
Storage Building	200 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	661271
Street Address	4717 TIOGA ST
City	DULUTH
State	MN
Zip	55804-1544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0012 BLOCK:017 SERIAL #
Legal Subdivision	LOEBS ADD TO LAKESIDE DULUTH
Legal Block	17
Legal Lot Number	12
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4011
Census Tract	600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4717 TIOGA ST, DULUTH, MN 55804-1544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CREDIT UNION
Feb 24, 2022	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Jun 18, 2020	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU
Feb 19, 2020	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2001 · Amount on Record
Deed Sale	Jun 19, 2001 · Amount on Record
Deed Document Number	2001702406
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Jun 30, 2026
Property Address	4717 TIOGA ST, DULUTH, MN 55804-1544
Document Number	0001103042
Instrument Date	Jun 4, 2026
Instrument	20261103042
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4717 TIOGA ST, DULUTH, MN 55804-1544

Mortgage

Document Number	0001103042,
Date	Jun 30, 2026
Instrument	20261103042

Lender

Name	NORTHERN COMMUNITIES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 4, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.72%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4717 TIOGA ST, DULUTH, MN 55804-1544
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001053645
Date	Feb 24, 2022
Instrument	1053645

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 23, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4717 TIOGA ST, DULUTH, MN 55804-1544
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	RESULTS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001037609
Date	Mar 9, 2021
Instrument	1037609

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4717 TIOGA ST, DULUTH, MN 55804-1544
Document Number	00T1033646
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple

Mortgage

Document Number	00T1033646
Date	Dec 14, 2020
Instrument	T1033646

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	520 GARFIELD AVE, DULUTH, MN 55802-2610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4717 TIOGA ST, DULUTH, MN 55804-1544
Document Number	00T1025315
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4717 TIOGA ST DULUTH MN 558041544, DULUTH, MN 55804-1544

Mortgage

Document Number	00T1025315
Date	Jul 1, 2020
Instrument	T1025315

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 30, 2035

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4717 TIOGA ST, DULUTH, MN 55804-1544
Document Number	00T1021226
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4717 TIOGA ST DULUTH MN 558041544, DULUTH, MN 55804-1544

Mortgage

Document Number	00T1021226
Date	Mar 6, 2020
Instrument	T1021226

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 5, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,680.00 (+7.29%) Homeowner's exemption
2025	$3,430.00 (+5.02%) Homeowner's exemption	$286,300 (+6.31%) Land $47,800 Building $238,500	$286,300 (+6.31%) Land $47,800 Building $238,500
2024	$3,266.00	$269,300 (+20.22%) Land $46,200 Building $223,100	$269,300 (+20.22%) Land $46,200 Building $223,100
2022		$224,000 Land $35,500 Building $188,500	$224,000 Land $35,500 Building $188,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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