4725 Point Malaga Pl, Oceanside, CA 92057 Property Records

San Diego County property record for 4725 Point Malaga Pl, Oceanside, CA 92057 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1991
Square Footage2,309 sqft Living Area
Lot Size11,571 sqft (0.266 acres)
OccupancyOwner Occupied
Last Sale$375,000 (2002)
Tax Bill$6,161.00 (2025)

Owner

Source: San Diego County records · APN 122-398-20-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4725 POINT MALAGA PL, OCEANSIDE, CA 92057-3401
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Mar 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 06, 2002 · Amount on Record
Deed SaleSep 06, 2002 · Amount on Record
Prior SaleJun 29, 1990 · Amount on Record
Deed Doc Number2002764339
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJul 24, 2026
Property Address4725 POINT MALAGA PL, OCEANSIDE, CA 92057-3401
Document Number0000212330
Instrument DateJul 16, 2026
Instrument2026212330
Transaction TypeMortgage
Record UpdatedJul 31, 2026
Title CompanyPOST SETTLEMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4725 POINT MALAGA PL, OCEANSIDE, CA 92057-3401

Mortgage

Document Number0000212330,
DateJul 24, 2026
Instrument2026212330
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueAug 01, 2066
Interest
Rate6.47%
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4725 POINT MALAGA PL, OCEANSIDE, CA 92057-3401
Transaction TypeMortgage
Record UpdatedApr 02, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4725 POINT MALAGA PL, OCEANSIDE, CA 92057-3401

Mortgage

Document Number0000227625
DateMar 24, 2021
Instrument2021-0227625
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$553,964 (+2%) Land $221,584 Building $332,380
2025$6,161.00 (+5.21%) Homeowner's exemption$543,103 (+4.04%) Land $217,240 Building $325,863
2023$5,856.00 (+1.56%) Homeowner's exemption$522,015 Land $208,805 Building $313,210
2022$5,766.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 20% of California
Wildfire LikelihoodAbout 1 in 2,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN122-398-20-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,309 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area11,571 sqft (0.266 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address4725 POINT MALAGA PL
CityOCEANSIDE
StateCA
Zip92057-3401
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 547 TR 012383
Legal SubdivisionWHELAN RANCH
Legal Tract012383
Legal Block1
Legal Lot Number547
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1000
Census Tract18609

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