4721 Point Malaga Pl, Oceanside, CA 92057 Property Records

San Diego County property record for 4721 Point Malaga Pl, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,591 sqft · built 1991
Lot Size	0.239 acres (10,410 sqft)
Owner	2 Company Names on Record
Last Sale	$995,000 (Jun 2026)
Tax Bill	$3,301 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`122-398-21-00`

Property Details

APN / Parcel Number

Primary APN	`122-398-21-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,591 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Contemporary
Exterior Material	Stucco
Roof Material	Tile
Lot Area	10,410 sqft (0.239 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4721 POINT MALAGA PL
City	OCEANSIDE
State	CA
Zip	92057-3401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 548 TR 012383
Legal Subdivision	WHELAN RANCH
Legal Tract	012383
Legal Block	1
Legal Lot Number	548
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18609

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	128 PLAYA DEL REY AVE, OCEANSIDE, CA 92058-7964
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Affidavit of Death of Trustee, Transfer
Jun 3, 2026	Grant Deed, Transfer · VA Mortgage CORNERSTONE HOME LENDING
Feb 22, 2024	Intrafamily Transfer, Transfer
Feb 22, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Feb 1, 1996 · Amount on Record
Deed Document Number	2026158922
Prior Transfer Date	Jul 24, 2024
Prior Transfer Doc	0000201429
Record Updated	Sep 20, 2026

June 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 3, 2026
Property Address	4721 POINT MALAGA PL, OCEANSIDE, CA 92057-3401
Document Number	0000158921
Instrument Date	May 27, 2026
Instrument	2026158921
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	128 PLAYA DEL REY AVE, OCEANSIDE, CA 92058-7964

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 3, 2026
Property Address	4721 POINT MALAGA PL, OCEANSIDE, CA 92057-3401
Document Number	0000158922
Instrument Date	May 19, 2026
Instrument	2026158922
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110,544.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4721 POINT MALAGA PL, OCEANSIDE, CA 92057-3401

Mortgage

Document Number	0000158923,
Date	Jun 3, 2026
Instrument	2026158923

Lender

Name	CORNERSTONE HOME LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2024
Property Address	4721 POINT MALAGA PL, OCEANSIDE, CA 92057-3401
Document Number	0000044849
Map Reference	MAP 12383
Instrument Date	Dec 15, 2023
Instrument	2024-0044849
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4721 POINT MALAGA PL, OCEANSIDE, CA 92057-3401

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2024
Property Address	4721 POINT MALAGA PL, OCEANSIDE, CA 92057-3401
Document Number	0000044848
Map Reference	MAP 12383
Instrument Date	Dec 15, 2023
Instrument	2024-0044848
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4721 POINT MALAGA PL, OCEANSIDE, CA 92057-3401

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$285,702 (+2%) Land $92,653 Building $193,049
2025	$3,301.00 (+1.98%)	$280,101 (+4.04%) Land $90,837 Building $189,264
2024	$3,237.00 (+3.12%)
2023	$3,139.00 (+1.55%)	$269,225 Land $87,310 Building $181,915
2022	$3,091.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1998–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2018 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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