4720 Olive Oak Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4720 Olive Oak Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,040 sqft · built 1976
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$710,000 (Jul 2025)
Tax Bill	$7,732 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`282-0360-050-0000`

Property Details

APN / Parcel Number

Primary APN	`282-0360-050-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,040 sqft Living Area
1st Floor Area	1,473 sqft
2nd Floor Area	567 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	6,534 sqft (0.15 acres)
Garage Area	649 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4720 OLIVE OAK WAY
City	CARMICHAEL
State	CA
Zip	95608-5663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	POR LOTS 5 & 6 MADDOX RANCH UNIT NO 1 DESC AS BEG AT NE COR LOT 6 TH FM POB S 01%4630E 65 FT TH NWLY TO A PT ON W LINE LOT
Legal Subdivision	MADDOX RANCH #1
Legal Lot Number	5,6
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4009
Census Tract	5801

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	811 LAKE OAK CT, SACRAMENTO, CA 95864-6153
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2025	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 12, 2021	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2025 · Amount on Record
Deed Sale	Jul 2, 2025 · Amount on Record
Prior Sale	Apr 12, 2021 · Amount on Record
Deed Book / Page	20250702 / 971
Prior Transfer Date	Mar 24, 2008
Prior Transfer Doc	4110000000787
Record Updated	Oct 29, 2026

July 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 2, 2025
Property Address	4720 OLIVE OAK WAY, CARMICHAEL, CA 95608-5663
Document Number	0000000971
Map Reference	MB 96 MAP 10
Instrument Date	Jul 1, 2025
Instrument	202507020971
Transaction Type	Transfer
Record Updated	Jul 16, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 LAKE OAK CT, SACRAMENTO, CA 95864-6153

Mortgage

Document Number	0000000972
Date	Jul 2, 2025
Instrument	202507020972

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Mortgage

Document Number	0000000973
Date	Jul 2, 2025
Instrument	202507020973

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 12, 2021
Property Address	4720 OLIVE OAK WAY, CARMICHAEL, CA 95608-5663
Document Number	0000002229
Map Reference	MB 96 MAP 10
Instrument Date	Apr 7, 2021
Instrument	202104122229
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4720 OLIVE OAK WAY, CARMICHAEL, CA 95608-5663

Mortgage

Document Number	0000002230
Date	Apr 12, 2021
Instrument	202104122230

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$710,000 (+10.24%) Land $150,000 Building $560,000
2025	$7,732.00 (+0.97%)	$644,045 (+4.04%) Land $151,540 Building $492,505
2024	$7,658.00 (+2.59%)
2023	$7,465.00 (+0.54%)	$619,038 Land $145,656 Building $473,382
2022	$7,425.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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