4725 Kolstad Ave, Duluth, MN 55803 Property Records

St. Louis County property record for 4725 Kolstad Ave, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 988 sqft · built 1960
Lot Size	0.461 acres (20,098 sqft)
Owner	Individual Name on Record
Last Sale	$192,000 (Oct 2008)
Tax Bill	$2,756 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`520-0100-00380`

Property Details

APN / Parcel Number

Primary APN	`520-0100-00380`
Alternative APN	`873465`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	988 sqft Gross Area
1st Floor Area	988 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	20,098 sqft (0.461 acres)
Garage Area	780 sqft
Deck Area	280 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	873465
Street Address	4725 KOLSTAD AVE
City	DULUTH
State	MN
Zip	55803-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT: 0007 BLOCK:004 SERIAL #
Legal Subdivision	GLENWOOD PARK
Legal Block	4
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	3
Census Block	3026
Census Tract	100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4725 KOLSTAD AVE, DULUTH, MN 55803-1304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Deed of Trust, Mortgage · Conventional with PMI FRANDSEN BK&TR
Sep 19, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2008 · Amount on Record
Deed Sale	Oct 13, 2008 · Amount on Record
Prior Sale	Jan 7, 2005 · Amount on Record
Deed Document Number	2008859854
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4725 KOLSTAD AVE, DULUTH, MN 55803-1304
Document Number	00T1024642
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4725 KOLSTAD AVE DULUTH MN 558031304, DULUTH, MN 55803-1304

Mortgage

Document Number	00T1024642
Date	Jun 17, 2020
Instrument	T1024642

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 16, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4725 KOLSTAD AVE, DULUTH, MN 55803-1304
Document Number	00T1015750
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4725 KOLSTAD AVE DULUTH MN 558031304, DULUTH, MN 55803-1304

Mortgage

Document Number	00T1015750
Date	Oct 2, 2019
Instrument	T1015750

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,756.00 (+3.61%) Homeowner's exemption
2025	$2,660.00 (+1.14%) Homeowner's exemption	$229,300 (+0.09%) Land $34,700 Building $194,600	$229,300 (+0.09%) Land $34,700 Building $194,600
2024	$2,630.00	$229,100 (+17.31%) Land $34,500 Building $194,600	$229,100 (+17.31%) Land $34,500 Building $194,600
2022		$195,300 Land $33,100 Building $162,200	$195,300 Land $33,100 Building $162,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rice Lake serves 1,085 people · EPA ID MN1690049
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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