4703 Kolstad Ave, Duluth, MN 55803 Property Records

St. Louis County property record for 4703 Kolstad Ave, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,120 sqft · built 1969
Lot Size	0.461 acres (20,098 sqft)
Owner	Individual Name on Record
Last Sale	$158,000 (May 2009)
Tax Bill	$2,984 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`520-0100-00435`

Property Details

APN / Parcel Number

Primary APN	`520-0100-00435`
Alternative APN	`1042526`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,120 sqft Gross Area
1st Floor Area	1,120 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	20,098 sqft (0.461 acres)
Garage Area	720 sqft
Storage Building	90 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1042526
Street Address	4703 KOLSTAD AVE
City	DULUTH
State	MN
Zip	55803-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 12 EX NLY 20 FT AND NLY 20 FT OF LOT13 SERIAL #
Legal Subdivision	GLENWOOD PARK
Legal Block	4
Legal Lot Number	12
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	3
Census Block	3026
Census Tract	100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4703 KOLSTAD AVE, DULUTH, MN 55803-1304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/CMRC
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/CMRC
Nov 29, 2017	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2009 · Amount on Record
Deed Sale	May 12, 2009 · Amount on Record
Deed Document Number	2009868394
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4703 KOLSTAD AVE, DULUTH, MN 55803-1304
Document Number	00T1025317
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4703 KOLSTAD AVE DULUTH MN 558031304, DULUTH, MN 55803-1304

Mortgage

Document Number	00T1025317
Date	Jul 1, 2020
Instrument	T1025317

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 30, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4703 KOLSTAD AVE, DULUTH, MN 55803-1304
Document Number	00T1025373
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4703 KOLSTAD AVE DULUTH MN 558031304, DULUTH, MN 55803-1304

Mortgage

Document Number	00T1025373
Date	Jul 2, 2020
Instrument	T1025373

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 29, 2017
Property Address	4703 KOLSTAD AVE, DULUTH, MN 55803-1304
Document Number	000T992656
Instrument Date	Nov 28, 2017
Instrument	T992656
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$643.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4703 KOLSTAD AVE DULUTH MN 558031304, DULUTH, MN 55803-1304

Mortgage

Document Number	T992657
Date	Nov 29, 2017
Instrument	T992657

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,984.00 (+4.63%) Homeowner's exemption
2025	$2,852.00 (+1.28%) Homeowner's exemption	$245,200 (+0.86%) Land $34,700 Building $210,500	$245,200 (+0.86%) Land $34,700 Building $210,500
2024	$2,816.00	$243,100 (+17.44%) Land $34,500 Building $208,600	$243,100 (+17.44%) Land $34,500 Building $208,600
2022		$207,000 Land $33,100 Building $173,900	$207,000 Land $33,100 Building $173,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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