4725 Down Setting Rd, Cumming, GA 30028 Property Records

Forsyth County property record for 4725 Down Setting Rd, Cumming, GA 30028

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,128 sqft · built 2021
Lot Size	12 acres (522,720 sqft)
Owner	Individual Name on Record
Tax Bill	$7,018 (2025)
Deeds & Mortgages	Dec 2025 Construction Loan Mar 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`168-000-341`

Property Details

APN / Parcel Number

Primary APN	`168-000-341`
Alternative APNs	`0000277209` `168 341`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,128 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Concrete
Lot Area	522,720 sqft
Garage Area	783 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000277209
Street Address	4725 DOWN SETTING RD
City	CUMMING
State	GA
Zip	30028-5652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES2
Legal Description	3-1 401 LT3 PH1 FIELDS BRIDGE
Legal Subdivision	FIELDS BRIDGE
Legal Phase	1
Legal Block	2
Legal Lot Number	3
Jurisdiction	FORSYTH GA
Township / Civil Division	SILVER CITY
Census Block Group	2
Census Block	2005
Census Tract	130202

Owner

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4725 DOWN SETTING RD, CUMMING, GA 30028-5652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Construction Mortgage BANK OZK
Mar 10, 2022	Warranty Deed, Transfer
Oct 4, 2021	Warranty Deed, Transfer
Mar 18, 2021	Warranty Deed, Transfer · Stand-Alone Second Mortgage PROSPERITY HOME MORTGAGE
Oct 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 30, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2022
Deed Sale	Mar 14, 2022
Prior Sale	Oct 4, 2021 · Amount on Record
Deed Book / Page	10638 / 617
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	4725 DOWN SETTING RD, CUMMING, GA 30028-5652
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4725 DOWN SETTING RD, CUMMING, GA 30028-5652

Mortgage

Document Number	0117280000000271
Date	Dec 23, 2025
Book Page	0000011728/0000000271

Lender

Name	BANK OZK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2055

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Mar 10, 2022
Property Address	4725 DOWN SETTING RD, CUMMING, GA 30028-5652
Document Number	0106380617
Book / Page	10638 / 617
Instrument Date	Mar 10, 2022
Instrument	2022-002502
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4725 DOWN SETTING RD, CUMMING, GA 30028-5652

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Oct 4, 2021
Property Address	4725 DOWN SETTING RD, CUMMING, GA 30028-5652
Document Number	0104700320
Book / Page	10470 / 320
Instrument Date	Oct 4, 2021
Instrument	2021-014146
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Mar 18, 2021
Property Address	4725 DOWN SETTING RD, CUMMING, GA 30028-5652
Document Number	0100280314
Book / Page	10028 / 314
Instrument Date	Mar 18, 2021
Instrument	2021-003031
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4725 DOWN SETTING RD, CUMMING, GA 30028-5652

Mortgage

Document Number	0100280000000321
Date	Mar 23, 2021
Book Page	0000010028/0000000321

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FORSYTH GA
Recording Date	Oct 29, 2020
Property Address	4725 DOWN SETTING RD, CUMMING, GA 30028-5652
Document Number	0096970142
Book / Page	009697 / 000142
Instrument Date	Oct 23, 2020
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4725 DOWN SETTING RD CUMMING GA 30028, CUMMING, GA 30028

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Sep 30, 2020
Property Address	4725 DOWN SETTING RD, CUMMING, GA 30028-5652
Document Number	0096340540
Book / Page	009634 / 000540
Instrument Date	Sep 24, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$887.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4725 DOWN SETTING RD CUMMING GA 30028, CUMMING, GA 30028

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,018.00 (+4.75%)	$286,212 (+21.4%) Land $54,000 Building $232,212	$715,530 (+21.4%) Land $135,000 Building $580,530
2024	$6,700.00 (+15.46%)
2023	$5,803.00 (+11.68%)	$235,760 (+554.89%) Land $38,160 Building $197,600	$589,400 (+554.89%) Land $95,400 Building $494,000
2022	$5,196.00	$36,000 Land $36,000	$90,000 Land $90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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