4705 Down Setting Rd, Cumming, GA 30028 Property Records

Forsyth County property record for 4705 Down Setting Rd, Cumming, GA 30028

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,441 sqft · built 2021
Lot Size	12 acres (522,720 sqft)
Owner	2 Individual Names on File
Last Sale	$505,900 (May 2021)
Tax Bill	$6,434 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168-000-339`

Property Details

APN / Parcel Number

Primary APN	`168-000-339`
Alternative APNs	`0000277207` `168 339`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,441 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Concrete
Lot Area	522,720 sqft
Garage Area	598 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000277207
Street Address	4705 DOWN SETTING RD
City	CUMMING
State	GA
Zip	30028-5652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES2
Legal Description	3-1 401 LT1 PH1 FIELDS BRIDGE
Legal Subdivision	FIELDS BRIDGE
Legal Phase	1
Legal Block	2
Legal Lot Number	1
Jurisdiction	FORSYTH GA
Township / Civil Division	SILVER CITY
Census Block Group	2
Census Block	2005
Census Tract	130202

Owner

4705 Down Setting Rd is owned and occupied by two individuals who bought it in May 2021.

Source: Forsyth County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4705 DOWN SETTING RD, CUMMING, GA 30028-5652
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK
Oct 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 30, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2021 · Amount on File
Deed Sale	May 13, 2021 · Amount on File
Prior Sale	Sep 24, 2020 · Amount on File
Deed Document Number	20216392
Deed Book / Page	10166 / 1
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	May 13, 2021
Property Address	4705 DOWN SETTING RD, CUMMING, GA 30028-5652
Document Number	0101660001
Book / Page	10166 / 1
Instrument Date	May 13, 2021
Instrument	2021-006392
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 DOWN SETTING RD, CUMMING, GA 30028-5652
Investor	Possibly a Property Investor

Mortgage

Document Number	0101660000000007
Date	May 27, 2021
Book Page	0000010166/0000000007

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FORSYTH GA
Recording Date	Oct 29, 2020
Property Address	4705 DOWN SETTING RD, CUMMING, GA 30028-5652
Document Number	0096970142
Book / Page	009697 / 000142
Instrument Date	Oct 23, 2020
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4705 DOWN SETTING RD CUMMING GA 30028, CUMMING, GA 30028

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Sep 30, 2020
Property Address	4705 DOWN SETTING RD, CUMMING, GA 30028-5652
Document Number	0096340540
Book / Page	009634 / 000540
Instrument Date	Sep 24, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$887.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4705 DOWN SETTING RD CUMMING GA 30028, CUMMING, GA 30028

Tax Assessment & Valuation

The 2025 property tax bill for 4705 Down Setting Rd was $6,434 with exemptions applied.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,434.00	$289,260 Land $54,000 Building $235,260	$723,150 Land $135,000 Building $588,150
2023	$5,416.00 (+2.29%)	$248,244 (+589.57%) Land $40,000 Building $208,244	$620,610 (+589.57%) Land $100,000 Building $520,610
2022	$5,295.00	$36,000 Land $36,000	$90,000 Land $90,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4705 Down Setting Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4705 Down Setting Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Down Setting Rd

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