4721 Cooke St, Duluth, MN 55804 Property Records

St. Louis County property record for 4721 Cooke St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,371 sqft · built 1915
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual on Record
Last Sale	$240,000 (Jan 2025)
Tax Bill	$3,418 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3030-00480`

Property Details

APN / Parcel Number

Primary APN	`010-3030-00480`
Alternative APNs	`1028280` `1178646`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,371 sqft Gross Area
1st Floor Area	747 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	7,000 sqft (0.16 acres)
Garage Area	308 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	49 sqft
Deck Area	88 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1178646
Street Address	4721 COOKE ST
City	DULUTH
State	MN
Zip	55804-2350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0011 BLOCK:072 SERIAL #
Legal Subdivision	LONDON ADD TO DULUTH
Legal Block	72
Legal Lot Number	11
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2014
Census Tract	600

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	4721 COOKE ST, DULUTH, MN 55804-2350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK SOUTHWEST
Apr 5, 2017	Warranty Deed, Transfer · VA Mortgage LEND SMART MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2025 · Amount on Record
Deed Sale	Jan 31, 2025 · Amount on Record
Prior Sale	Apr 5, 2017 · Amount on Record
Deed Document Number	20251504408
Prior Transfer Date	Feb 27, 2002
Prior Transfer Doc	0000852444
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4721 COOKE ST, DULUTH, MN 55804-2350
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001409324
Date	Apr 6, 2021
Instrument	1409324

Lender

Name	FIRST STATE BANK SOUTHWEST
Type	Bank
Address	PIPESTONE, MN 56164

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 5, 2017
Property Address	4721 COOKE ST, DULUTH, MN 55804-2350
Document Number	00A1306880
Instrument Date	Apr 4, 2017
Instrument	A1306880
Transaction Type	Transfer
Record Updated	Apr 24, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$483.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4721 COOKE ST DULUTH MN 558042350, DULUTH, MN 55804-2350

Mortgage

Document Number	A1306881
Date	Apr 5, 2017
Instrument	A1306881

Lender

Name	LEND SMART MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,418.00 (+18.19%)
2025	$2,892.00 (+5.78%) Homeowner's exemption	$243,900 (+4.77%) Land $47,800 Building $196,100	$243,900 (+4.77%) Land $47,800 Building $196,100
2024	$2,734.00	$232,800 (+21.31%) Land $46,200 Building $186,600	$232,800 (+21.31%) Land $46,200 Building $186,600
2022		$191,900 Land $35,500 Building $156,400	$191,900 Land $35,500 Building $156,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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