4715 Cooke St, Duluth, MN 55804 Property Records

St. Louis County property record for 4715 Cooke St, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,326 sqft · built 1894
Lot Size	0.16 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$331,112 (Dec 2025)
Tax Bill	$3,530 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-3030-00500`

Property Details

APN / Parcel Number

Primary APN	`010-3030-00500`
Alternative APNs	`1023950` `1192672`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,326 sqft Gross Area
1st Floor Area	764 sqft
Basement Area	414 sqft
Finished Basement	414 sqft

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	7,000 sqft (0.16 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	55 sqft
Deck Area	90 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1192672
Street Address	4715 COOKE ST
City	DULUTH
State	MN
Zip	55804-2350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0013 BLOCK:072 SERIAL #
Legal Subdivision	LONDON ADD TO DULUTH
Legal Block	72
Legal Lot Number	13
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2014
Census Tract	600

Owner

Source: St. Louis County records · APN 010-3030-00500

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4715 COOKE ST, DULUTH, MN 55804-2350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 09, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Jul 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU
Dec 19, 2025	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jul 03, 2019	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Jan 20, 2017	Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Jan 20, 2017 · Amount on Record
Deed Document Number	20251524509
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4715 COOKE ST, DULUTH, MN 55804-2350
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001432194
Date	Dec 09, 2021
Instrument	1432194

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2037

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4715 COOKE ST, DULUTH, MN 55804-2350
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001470369
Date	Jul 20, 2023
Instrument	1470369

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jun 20, 2033

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 19, 2025
Property Address	4715 COOKE ST, DULUTH, MN 55804-2350
Document Number	0001524509
Instrument Date	Dec 12, 2025
Instrument	1524509
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	NORTHEAST FL TITLE LLC, NORTHEAST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,092.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4715 COOKE ST, DULUTH, MN 55804-2350

Mortgage

Document Number	0001524510
Date	Dec 19, 2025
Instrument	1524510

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4715 COOKE ST, DULUTH, MN 55804-2350
Document Number	00A1358877
Instrument Date	Jul 03, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4715 COOKE ST DULUTH MN 558042350, DULUTH, MN 55804-2350

Mortgage

Document Number	00A1358877
Date	Jul 18, 2019
Instrument	A1358877

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 17, 2034

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 20, 2017
Property Address	4715 COOKE ST, DULUTH, MN 55804-2350
Document Number	00A1302531
Instrument Date	Jan 13, 2017
Instrument	A1302531
Transaction Type	Transfer
Record Updated	Jan 30, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$527.67
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4715 COOKE ST DULUTH MN 558042350, DULUTH, MN 55804-2350

Mortgage

Document Number	A1302532,
Date	Jan 20, 2017
Instrument	A1302532

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2047

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,530.00 (+7.36%) Homeowner's exemption
2025	$3,288.00 (-2.49%) Homeowner's exemption	$276,400 (+6.43%) Land $47,800 Building $228,600	$276,400 (+6.43%) Land $47,800 Building $228,600
2024	$3,372.00	$259,700 (+12.67%) Land $46,100 Building $213,600	$259,700 (+12.67%) Land $46,100 Building $213,600
2022		$230,500 Land $35,500 Building $195,000	$230,500 Land $35,500 Building $195,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370006002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 328 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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