4720 Covington Rd, Fort Wayne, IN 46804 Property Records

Allen County property record for 4720 Covington Rd, Fort Wayne, IN 46804

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,182 sqft · built 1916
Lot Size	2.18 acres (94,961 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Aug 2018)
Tax Bill	$3,998 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-12-08-377-015.000-074`

Property Details

APN / Parcel Number

Primary APN	`02-12-08-377-015.000-074`
Alternative APN	`9442620016`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	3,182 sqft Living Area
Gross Area	5,150 sqft
1st Floor Area	3,182 sqft
Attic	Attic
Attic Area	884 sqft
Basement Area	1,084 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	94,961 sqft
Garage Type	Detached
Garage Area	716 sqft
Parking Spaces	2 Parking Spaces
Pool Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4720 COVINGTON RD
City	FORT WAYNE
State	IN
Zip	46804-5029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 WESTWOOD ADDITION AMENDED
Legal Subdivision	WESTWOOD ADDITION
Legal Lot Number	16
Jurisdiction	ALLEN IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1007
Census Tract	11502

Owner

4720 Covington Rd is owned and occupied by two individuals who bought it in August 2018.

Source: Allen County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4720 COVINGTON RD, FORT WAYNE, IN 46804-5029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK
May 24, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2018 · Amount on File
Deed Sale	Aug 16, 2018 · Amount on File
Prior Sale	May 24, 2018 · Amount on File
Deed Document Number	20185862492
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	4720 COVINGTON RD, FORT WAYNE, IN 46804-5029
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	NON AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4720 COVINGTON RD, FORT WAYNE, IN 46804-5029

Mortgage

Document Number	2021085726
Date	Dec 27, 2021
Instrument	2021085726

Lender

Name	LAKE CITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	May 24, 2018
Property Address	4720 COVINGTON RD, FORT WAYNE, IN 46804-5029
Document Number	2018025151
Instrument Date	May 4, 2018
Instrument	2018025151
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	TITAN TITLE SERVICES LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4720 COVINGTON RD, FORT WAYNE, IN 46804-5029

Mortgage

Document Number	2018025152
Date	May 24, 2018
Instrument	2018025152

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4720 Covington Rd was $3,998 with a homeowner's exemption, up 18.4% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Wayne Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,998.00 (+18.42%)	$368,000 Land $49,400 Building $318,600	$368,000 Land $49,400 Building $318,600
2024	$3,376.00 (+3.53%)
2023	$3,261.00 (+4.59%)	$268,300 (+1.86%) Land $49,400 Building $218,900	$268,300 (+1.86%) Land $49,400 Building $218,900
2022	$3,118.00 Homeowner's exemption	$263,400 Land $49,400 Building $214,000	$263,400 Land $49,400 Building $214,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4720 Covington Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	14 (1982–2017)
Claims Outside the SFHA	3 of 14
Most Recent Claim	May 2017 · other causes
Claims by Event	Severe Winter Storms And Flooding, Jan 2005 · 2 claims Severe Storms & Flooding, Dec 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4720 Covington Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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