4521 Covington Rd, Fort Wayne, IN 46804 Property Records

Allen County property record for 4521 Covington Rd, Fort Wayne, IN 46804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,688 sqft · built 1912
Lot Size	15,600 acres (679,536,000 sqft)
Owner	2 Individual Names on File
Last Sale	$374,129 (Feb 2026)
Tax Bill	$4,235 (2025)
Deeds & Mortgages	Jun 2015 Mortgage Feb 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-12-17-201-001.000-074`

Property Details

APN / Parcel Number

Primary APN	`02-12-17-201-001.000-074`
Alternative APN	`9401510004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,688 sqft Living Area
Gross Area	2,600 sqft
1st Floor Area	1,496 sqft
Attic	Attic
Attic Area	576 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	679,536,000 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4521 COVINGTON RD
City	FORT WAYNE
State	IN
Zip	46804-5024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1.56A N OF RR SE1/4 SEC 8 & NE1/4 SEC 17
Jurisdiction	ALLEN IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2003
Census Tract	11502

Owner

4521 Covington Rd is owned and occupied by two individuals who bought it in February 2026.

Source: Allen County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4521 COVINGTON RD, FORT WAYNE, IN 46804-5024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2015	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
Feb 6, 2026	Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Feb 6, 2026	Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Apr 4, 2025	Deed, Transfer
Sep 27, 2022	Warranty Deed, Transfer
Sep 30, 2011	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2026 · Amount on File
Deed Sale	Feb 6, 2026 · Amount on File
Prior Sale	Apr 4, 2025 · Amount on File
Deed Document Number	20265401
Prior Transfer Date	Mar 15, 2011
Prior Transfer Doc	2011044125
Record Updated	Oct 29, 2026

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	4521 COVINGTON RD, FORT WAYNE, IN 46804-5024
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015026673
Date	Jun 1, 2015
Instrument	2015026673

Lender

Name	PNC BANK NA
Type	Bank
Address	BRECKSVILLE, OH 44141

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	119 Months
Due	May 30, 2025

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEN IN
Recording Date	Feb 6, 2026
Property Address	4521 COVINGTON RD, FORT WAYNE, IN 46804-5024
Document Number	2026005401
Instrument Date	Feb 5, 2026
Instrument	2026005401
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4521 COVINGTON RD, FORT WAYNE, IN 46804-5024

Mortgage

Document Number	2026005402
Date	Feb 6, 2026
Instrument	2026005402

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEN IN
Recording Date	Feb 6, 2026
Property Address	4521 COVINGTON RD, FORT WAYNE, IN 46804-5024
Document Number	2026005401
Instrument Date	Feb 5, 2026
Instrument	2026005401
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4521 COVINGTON RD, FORT WAYNE, IN 46804-5024

Mortgage

Document Number	2026005402
Date	Feb 6, 2026
Instrument	2026005402

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEN IN
Recording Date	Apr 4, 2025
Property Address	4521 COVINGTON RD, FORT WAYNE, IN 46804-5024
Document Number	2025014956
Instrument Date	Apr 4, 2025
Instrument	2025014956
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7025 OLD TRAIL RD, FORT WAYNE, IN 46809-2713
Investor	Possibly a Property Investor

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Sep 27, 2022
Property Address	4521 COVINGTON RD, FORT WAYNE, IN 46804-5024
Document Number	2022052945
Instrument Date	Sep 23, 2022
Instrument	2022052945
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2241 LONGLEAF DR, FORT WAYNE, IN 46814-9556

September 2011: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN IN
Recording Date	Sep 30, 2011
Property Address	4521 COVINGTON RD, FORT WAYNE, IN 46804-5024
Document Number	2011044125
Instrument Date	Mar 15, 2011
Instrument	2011044125
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4521 COVINGTON RD, FORT WAYNE, IN 46804-5024

Tax Assessment & Valuation

The 2025 property tax bill for 4521 Covington Rd was $4,235, up 38% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Wayne Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,235.00 (+38.04%)	$188,000 Land $44,500 Building $143,500	$188,000 Land $44,500 Building $143,500
2024	$3,068.00 (+10.6%)
2023	$2,774.00 (+170.11%)	$120,400 (+17.23%) Land $41,900 Building $78,500	$120,400 (+17.23%) Land $41,900 Building $78,500
2022	$1,027.00 (+2.6%)	$102,700 Land $44,500 Building $58,200	$102,700 Land $44,500 Building $58,200
2021	$1,001.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4521 Covington Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1978–2016)
Claims Outside the SFHA	2 of 17
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4521 Covington Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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