472 Waterline Rd, Ashland, OR 97520 Property Records

Jackson County property record for 472 Waterline Rd, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,920 sqft · built 1992
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Apr 1998)
Tax Bill	$9,474 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`391E16BA710`

Property Details

APN / Parcel Number

Primary APN	`391E16BA710`
Alternative APNs	`391E16BA00710` `10793387`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,920 sqft Living Area
Gross Area	4,530 sqft
1st Floor Area	1,960 sqft
2nd Floor Area	1,960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Roof Material	Other
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	160 sqft
Deck Area	1,546 sqft
Patio Area	1,546 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	472 WATERLINE RD
City	ASHLAND
State	OR
Zip	97520-3164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-.5
Legal Range	01E
Legal Township	39S
Legal Section	16
Legal Quarter	2
Legal Subdivision	PARK ESTATES SUBDIVISION PHASE III
Legal Block	1
Legal Lot Number	2
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1009
Census Tract	2200

Owner

Source: Jackson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	472 WATERLINE RD, ASHLAND, OR 97520-3164
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Line of Credit US BANK TRUST CO NA
Jun 9, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 14, 2022	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 1998 · Amount on Record
Deed Sale	Apr 9, 1998 · Amount on Record
Deed Document Number	199813745
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	472 WATERLINE RD, ASHLAND, OR 97520-3164
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	472 WATERLINE RD, ASHLAND, OR 97520-3164

Mortgage

Document Number	0000005199
Date	Feb 14, 2022
Instrument	2022-005199

Lender

Name	US BANK TRUST CO NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	113 Months
Due	Jul 28, 2031

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	472 WATERLINE RD, ASHLAND, OR 97520-3164
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	472 WATBRLINE RD, ASHLAND, OR 97520-3164

Mortgage

Document Number	0000018573
Date	Jun 9, 2022
Instrument	2022-018573

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	Jul 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	472 WATERLINE RD, ASHLAND, OR 97520-3164
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	472 WATERLINE RD, ASHLAND, OR 97520-3164

Mortgage

Document Number	0000005229
Date	Feb 14, 2022
Instrument	2022-005229

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	137 Months
Due	Jul 28, 2033

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$616,170 (+3%)	$899,370 (+4.71%) Land $236,320 Building $663,050
2025	$9,474.00 (+2.16%)	$598,230 (+3%) Land $212,570 Building $385,660	$858,880 (-9.42%) Land $230,800 Building $628,080
2024	$9,274.00 (+3.35%)	$580,810 (+3%) Land $206,380 Building $374,430	$948,220 (+10.81%) Land $232,600 Building $715,620
2023	$8,973.00 (+3.32%)	$563,900 (+3%) Land $200,370 Building $363,530	$855,720 (+1.57%) Land $338,120 Building $517,600
2022	$8,685.00	$547,480 Land $194,540 Building $352,940	$842,510 Land $366,240 Building $476,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 66% of Oregon
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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