417 Waterline Rd, Ashland, OR 97520 Property Records

Jackson County property record for 417 Waterline Rd, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,418 sqft · built 2001
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$537,000 (Apr 2017)
Tax Bill	$9,991 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`391E16BA706`

Property Details

APN / Parcel Number

Primary APN	`391E16BA706`
Alternative APNs	`391E16BA00706` `10793346`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,418 sqft Living Area
Gross Area	3,429 sqft
1st Floor Area	1,418 sqft
Basement Area	1,531 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Porch Area	140 sqft
Deck Area	786 sqft
Patio Area	786 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	417 WATERLINE RD
City	ASHLAND
State	OR
Zip	97520-3165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-.5
Legal Range	01E
Legal Township	39S
Legal Section	16
Legal Quarter	2
Legal Subdivision	PARK ESTATES SUBDIVISION PHASE III
Legal Block	1
Legal Lot Number	1
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1009
Census Tract	2200

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	417 WATERLINE RD, ASHLAND, OR 97520-3165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Unknown JACKSON FLAGSTAR CENTRE OFFICE
Feb 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 12, 2017	Warranty Deed, Transfer · Conventional Mortgage CMG FINANCIAL
Apr 12, 2017	Grant Deed, Transfer AMERITITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2017 · Amount on Record
Deed Sale	Apr 12, 2017 · Amount on Record
Prior Sale	Apr 12, 2017
Deed Document Number	201712210
Prior Transfer Date	Jan 30, 2009
Prior Transfer Doc	0000003782
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	417 WATERLINE RD, ASHLAND, OR 97520-3165
Transaction Type	Mortgage
Record Updated	Jan 26, 2023
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000848
Date	Jan 17, 2023
Instrument	2023-000848

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Unknown
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	417 WATERLINE RD, ASHLAND, OR 97520-3165
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005248
Date	Feb 19, 2020
Instrument	2020-005248

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Apr 12, 2017
Property Address	417 WATERLINE RD, ASHLAND, OR 97520-3165
Document Number	0000012210
Instrument Date	Apr 10, 2017
Instrument	2017-012210
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 MONTEREY AVE, CAPITOLA, CA 95010-2331

Mortgage

Document Number	0000012211
Date	Apr 12, 2017
Instrument	2017-012211

Lender

Name	CMG FINANCIAL
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON OR
Recording Date	Apr 12, 2017
Property Address	417 WATERLINE RD, ASHLAND, OR 97520-3165
Document Number	0000012209
Instrument Date	Mar 21, 2017
Instrument	12209
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	AMERITITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	417 WATERLINE RD ASHLAND OR 975203165, ASHLAND, OR 97520-3165

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$649,820 (+3%)	$843,800 (+4.56%) Land $255,360 Building $588,440
2025	$9,991.00 (+2.15%)	$630,900 (+3%) Land $103,310 Building $527,590	$806,970 (-8.95%) Land $250,000 Building $556,970
2024	$9,781.00 (+3.37%)	$612,530 (+3%) Land $100,300 Building $512,230	$886,340 (+0.91%) Land $252,000 Building $634,340
2023	$9,462.00 (+3.31%)	$594,690 (+3%) Land $97,380 Building $497,310	$878,390 (+5.4%) Land $375,080 Building $503,310
2022	$9,159.00	$577,370 Land $94,540 Building $482,830	$833,360 Land $398,670 Building $434,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 66% of Oregon
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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