Clay County property record for 472 Waddell Rd, Cedarbluff, MS 39741
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,790 sqft · built 2016 |
| Lot Size | 5.98 acres (260,489 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,273 (Mar 2023) |
| Tax Bill | $643 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2015 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 099 19 0090100 |
| Primary APN | 099 19 0090100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,790 sqft Finished Area |
| 1st Floor Area | 1,581 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 260,489 sqft (5.98 acres) |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 472 WADDELL RD |
|---|---|
| City | CEDARBLUFF |
| State | MS |
| Zip | 39741-9797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 19 T 20 R 14 5.98 AC IN N 1/2 NE 1/4 NW 1/4 DB 314/599 |
| Legal Range | 14E |
| Legal Township | 20 |
| Legal Section | 19 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 950200 |
Source: Clay County records · APN 099 19 0090100
Assessment roll updated January 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 472 WADDELL RD, CEDARBLUFF, MS 39741-9797 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Mar 03, 2021 | Deed of Trust, Mortgage BANKFIRST FINANCIAL SERVICES |
| Sep 11, 2015 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Mar 01, 2023 | Intrafamily Transfer, Transfer |
| Nov 14, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 01, 2023 · Amount on Record |
| Deed Sale | Mar 01, 2023 · Amount on Record |
| Deed Document Number | 2023641 |
| Deed Book / Page | 314 / 599 |
| Prior Transfer Date | Feb 28, 2023 |
| Prior Transfer Doc | 0000000641 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 472 WADDELL RD, CEDARBLUFF, MS 39741-9797 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000530/956 |
|---|---|
| Date | Mar 03, 2021 |
| Book Page | 530/956 |
| Instrument | 2021000726 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Address | COLUMBUS, MS 39703 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Mar 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 472 WADDELL RD, CEDARBLUFF, MS 39741-9797 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000477/225 |
|---|---|
| Date | Sep 11, 2015 |
| Book Page | 477/225 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 11 Months |
| Due | Aug 30, 2016 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Mar 01, 2023 |
| Property Address | 472 WADDELL RD, CEDARBLUFF, MS 39741-9797 |
| Document Number | 000314/599 |
| Book / Page | 314 / 599 |
| Instrument Date | Feb 28, 2023 |
| Instrument | 2023000641 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 472 WADDELL RD, CEDARBLUFF, MS 39741-9797 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 472 WADDELL RD, CEDARBLUFF, MS 39741-9797 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Nov 14, 2022 |
| Property Address | 472 WADDELL RD, CEDARBLUFF, MS 39741-9797 |
| Document Number | 000313/743 |
| Book / Page | 313 / 743 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 2022005640 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 524 WADDELL RD, CEDARBLUFF, MS 39741-9795 |
| Name | Verified Name |
|---|---|
| Address | 472 WADDELL RD, CEDARBLUFF, MS 39741-9797 |
Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $643.00 (-34.05%) Additional exemption filed | $13,925 (-) Land $1,309 Building $12,616 | $139,243 (-) Land $13,085 Building $126,158 |
| 2024 | $13,925 (+21.22%) Land $1,309 Building $12,616 | $139,243 (+21.22%) Land $13,085 Building $126,158 | |
| 2023 | $975.00 (+7.14%) Additional exemption filed | $11,487 Land $1,309 Building $10,178 | $114,868 Land $13,085 Building $101,783 |
| 2022 | $910.00 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Telapex Fixed Wireless | 100 / 20 |
Based on FCC filings for 10 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUN CREEK WATER INC-PHEBA public/private · serves 1,923 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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