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400 Waddell Rd, Cedarbluff, MS 39741 Property Records

Clay County property record for 400 Waddell Rd, Cedarbluff, MS 39741 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,673 sqft · built 1979
Lot Size15.4 acres (670,824 sqft)
Owner2 Individual Names on File
Last Sale$308,294 (May 2022)
Tax Bill$371 (2025)
Deeds & MortgagesMay 2022 Mortgage
Nov 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN099 19 0080000

Property Details

APN / Parcel Number

Primary APN099 19 0080000

Interior

Bedrooms3 Beds
Total Rooms5 Rooms
Building Area1,673 sqft Finished Area
1st Floor Area1,269 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialGalvanized Metal
Lot Area670,824 sqft (15.4 acres)
Shed1 Shed
Shed Area1,800 sqft
Utility Building402 sqft

Location & Zoning

Street Address400 WADDELL RD
CityCEDARBLUFF
StateMS
Zip39741-9797
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 19 T 20 R 14 PT N 1/2 NW 1/4 E OF RD DB 311/790
Legal Range14E
Legal Township20
Legal Section19
JurisdictionCLAY MS
Township / Civil Division5
Census Block Group2
Census Block2044
Census Tract950200

Owner

Source: Clay County records · APN 099 19 0080000

Assessment roll updated January 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address400 WADDELL RD, CEDARBLUFF, MS 39741-9797
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
RENASANT BANK
Nov 14, 2023Intrafamily Transfer, Transfer
May 18, 2022Warranty Deed, Transfer · Conventional Mortgage
RENASANT BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 18, 2022 · Amount on Record
Deed SaleMay 18, 2022 · Amount on Record
Deed Document Number20222995
Deed Book / Page311 / 790
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MS
Property Address400 WADDELL RD, CEDARBLUFF, MS 39741-9797
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000544/441
DateMay 18, 2022
Book Page544/441
Instrument2022002996
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052
Interest
Rate TypeFixed Rate

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAY MS
Recording DateNov 14, 2023
Property Address400 WADDELL RD, CEDARBLUFF, MS 39741-9797
Document NumberDEED317/613
Book / PageDEED 317 / 613
Instrument DateNov 13, 2023
Instrument2023005664
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address400 WADDELL RD, CEDARBLUFF, MS 39741-9797

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address400 WADDELL RD, CEDARBLUFF, MS 39741-9797

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MS
Recording DateMay 18, 2022
Property Address400 WADDELL RD, CEDARBLUFF, MS 39741-9797
Document Number000311/790
Book / Page311 / 790
Instrument DateMay 16, 2022
Instrument2022002995
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5091 EMERALD ST, LAS CRUCES, NM 88012-0632

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address400 WADDELL RD, CEDARBLUFF, MS 39741-9797

Mortgage

Document Number2022002996
DateMay 18, 2022
Instrument2022002996
Lender
NameRENASANT BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMississippi
CountyClay County
Unified School DistrictWest Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$371.00 (-71.04%) Additional exemption filed$9,132 (-5.12%) Land $1,027 Building $8,105$87,918 (-3.61%) Land $8,683 Building $79,235
2024$9,625 (-16.57%) Land $1,038 Building $8,587$91,208 (+18.59%) Land $8,754 Building $82,454
2023$1,281.00 (+111.04%) Additional exemption filed$11,537 Land $1,333 Building $10,204$76,913 Land $8,884 Building $68,029
2022$607.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (28025C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280259502002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
4-County FiberFiber1,000 / 1,000
TelapexFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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