Bay County property record for 472 Rhetts Loop, Panama City, FL 32404
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,484 sqft · built 2021 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,629 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 07379-975-435 |
| Primary APN | 07379-975-435 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,484 sqft Heated Area |
| Gross Area | 1,852 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 1,307 sqft (0.03 acres) |
| Lot Dimensions | 67 ft deep x 20 ft wide |
| Driveway | Driveway |
| Driveway Area | 256 sqft |
| Fence | Fence |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 472 RHETTS LOOP |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-9829 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | CLWY13 |
| Legal Description | COVE AT BRIDGE HARBOR LOT 87 ORB 4836 P 902 |
| Legal Lot Number | 87 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 806 |
472 Rhetts Loop, a townhouse, is owned by a company that acquired it in August 2024.
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 14 STEUBEN LN, JACKSON, NJ 08527-2043 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2024 |
| Deed Sale | Aug 16, 2024 |
| Deed Document Number | 0004836902 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 472 Rhetts Loop was $2,629.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Callaway City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,629.00 | $192,045 Land $34,000 Building $158,045 | $192,045 Land $34,000 Building $158,045 |
| 2023 | $3,063.00 (+18.03%) | $220,548 (+9.73%) Land $38,500 Building $182,048 | $220,548 (+9.73%) Land $38,500 Building $182,048 |
| 2022 | $2,595.00 | $200,984 Land $34,000 Building $166,984 | $200,984 Land $34,000 Building $166,984 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 472 Rhetts Loop in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 319 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 319 in force |
| Nearby Flood Claims | 55 (1995–2023) |
| Claims Outside the SFHA | 9 of 55 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 472 Rhetts Loop is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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