Bay County property record for 461 Rhetts Loop, Panama City, FL 32404
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,484 sqft · built 2022 |
| Lot Size | 0.033 acres (1,481 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,651 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 07379-975-265 |
| Primary APN | 07379-975-265 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,484 sqft Heated Area |
| Gross Area | 1,852 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 1,481 sqft (0.033 acres) |
| Lot Dimensions | 75 ft deep x 20 ft wide |
| Driveway | Driveway |
| Driveway Area | 256 sqft |
| Fence | Fence |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 461 RHETTS LOOP |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-9829 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | CLWY13 |
| Legal Description | COVE AT BRIDGE HARBOR LOT 53 ORB 4836 P 902 |
| Legal Lot Number | 53 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 806 |
Source: Bay County records · APN 07379-975-265
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 14 STEUBEN LN, JACKSON, NJ 08527-2043 |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 16, 2024 |
| Deed Sale | Aug 16, 2024 |
| Deed Document Number | 0004836902 |
| Record Updated | Jun 08, 2026 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Callaway City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,651.00 (-13.45%) | $193,661 (-12.19%) Land $34,000 Building $159,661 | $193,661 (-12.19%) Land $34,000 Building $159,661 |
| 2023 | $3,063.00 (+597.72%) | $220,548 (+548.67%) Land $38,500 Building $182,048 | $220,548 (+548.67%) Land $38,500 Building $182,048 |
| 2022 | $439.00 | $34,000 Land $34,000 | $34,000 Land $34,000 |
Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 319 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 319 in force |
| Nearby Flood Claims | 55 (1995–2023) |
| Claims Outside the SFHA | 9 of 55 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 414 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CALLAWAY, CITY OF WATER SYSTEM serves 20,520 people |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures