Bedford County property record for 472 Oak Point Rd, Forest, VA 24551
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3.5 ba · 1,190 sqft · built 1997 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $331,000 (Jun 2026) |
| Tax Bill | $959 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage May 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 101E 7 472 |
| Primary APN | 101E 7 472 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,190 sqft Living Area |
| 1st Floor Area | 1,190 sqft |
| Basement Area | 1,190 sqft |
| Finished Basement | 1,190 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Townhouse |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 130 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 472 OAK POINT RD |
|---|---|
| City | FOREST |
| State | VA |
| Zip | 24551-1922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK POINT UNIT 472 |
| Legal Subdivision | OAK POINT |
| Legal Unit | 472 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 30103 |
Source: Bedford County records · APN 101E 7 472
Assessment roll updated August 1, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 122, DOVER FOXCROFT, ME 04426-0122 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 03, 2026 | Deed, Transfer · Conventional Mortgage OPTION ONE MORTGAGE CORPORATION |
| May 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 03, 2026 · Amount on Record |
| Deed Sale | Jun 03, 2026 · Amount on Record |
| Deed Document Number | 20265008 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Jun 03, 2026 |
| Property Address | 472 OAK POINT RD, FOREST, VA 24551-1922 |
| Document Number | 0000005008 |
| Instrument Date | May 20, 2026 |
| Instrument | 20265008 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33,431.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000005009, |
|---|---|
| Date | Jun 03, 2026 |
| Instrument | 20265009 |
| Name | OPTION ONE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 472 OAK POINT RD, FOREST, VA 24551-1922 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0210007066 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 210007066 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
Source: Bedford County records · Assessment roll updated August 1, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $959.00 | $234,100 (+1%) Land $35,000 Building $199,100 | |
| 2023 | $959.00 Additional exemption filed | $117,050 | $234,100 Land $35,000 Building $199,100 |
Source: FEMA National Flood Hazard Layer as of September 29, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2019 · rainfall accumulation |
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile USA Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Shenandoah Telecommunications Company Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 179 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Copper | 1.52 mg/L (2017) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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