464 Oak Point Rd, Forest, VA 24551 Property Records

Bedford County property record for 464 Oak Point Rd, Forest, VA 24551

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,200 sqft · built 1991
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on Record
Last Sale$274,000 (Jun 2026)
Tax Bill$805 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jun 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN101E 7 464

Property Details

APN / Parcel Number

Primary APN101E 7 464
Alternative APNs
  • 10003782
  • 523234

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,200 sqft Living Area
1st Floor Area600 sqft
Basement Area600 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address464 OAK POINT RD
CityFOREST
StateVA
Zip24551-1946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK POINT TOWNHOMESUNIT 464 BLDG 6
Legal SubdivisionOAK POINT
Legal Unit464-6
JurisdictionBEDFORD VA
Township / Civil Division4
Census Block Group3
Census Block3015
Census Tract30103

Owner

Source: Bedford County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address464 OAK POINT RD, FOREST, VA 24551-1946
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2026Deed, Transfer · Conventional Mortgage
FIRST CITIZENS BANK AND TRUST COMPANY
Jun 6, 2023Intrafamily Transfer, Transfer
May 10, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 5, 2019Warranty Deed, Transfer · VA Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2026 · Amount on Record
Deed SaleJun 18, 2026 · Amount on Record
Prior SaleMay 10, 2023 · Amount on Record
Deed Document Number20265584
Prior Transfer DateMay 19, 2023
Prior Transfer Doc0000004486
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionBEDFORD VA
Recording DateJun 18, 2026
Property Address464 OAK POINT RD, FOREST, VA 24551-1946
Document Number0000005584
Instrument DateJun 17, 2026
Instrument20265584
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$27,674.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address464 OAK POINT RD, FOREST, VA 24551-1946

Mortgage

Document Number0000005585,
DateJun 18, 2026
Instrument20265585
Lender
NameFIRST CITIZENS BANK AND TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBEDFORD VA
Recording DateJun 6, 2023
Property Address464 OAK POINT RD, FOREST, VA 24551-1946
Document Number0230004486
Instrument DateMay 19, 2023
Instrument230004486
Transaction TypeTransfer
Record UpdatedJul 19, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1960 WILLIE CRAIG RD, BASSETT, VA 24055-3317

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEDFORD VA
Recording DateMay 10, 2023
Property Address464 OAK POINT RD, FOREST, VA 24551-1946
Document Number0230003688
Instrument DateMay 10, 2023
Instrument230003688
Transaction TypeTransfer
Record UpdatedMay 24, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1960 WILLIE CRAIG RD, BASSETT, VA 24055-3317

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEDFORD VA
Recording DateDec 5, 2019
Property Address464 OAK POINT RD, FOREST, VA 24551-1946
Document Number190011560
Instrument DateDec 4, 2019
Instrument190011560
Transaction TypeTransfer
Record UpdatedSep 2, 2021
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address464 OAK POINT RD, FOREST, VA 24551-1946

Mortgage

Document Number190011561
DateDec 5, 2019
Instrument190011561
Lender
NamePROSPERITY HOME MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyBedford County
Unified School DistrictBedford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$805.00$196,400 (+1%) Land $35,000 Building $161,400
2023$805.00 (+9.82%) Additional exemption filed$98,200 (+33.88%)$196,400 (+33.88%) Land $35,000 Building $161,400
2022$733.00 Additional exemption filed$73,350$146,700 Land $35,000 Building $111,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEDFORD REGIONAL WATER AUTHORITY (BRWA)
serves 38,794 people · EPA ID VA5019052
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2024–2026)
action level 15 ppb
Copper1.52 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Fiber
2,000 / 2,000
Glo Fiber
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

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