472 Melrose St, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 472 Melrose St, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,424 sqft · built 1955
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$95,500 (Jul 2002)
Tax Bill	$5,223 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 48.15-11-14`

Property Details

APN / Parcel Number

Primary APN	`422800 48.15-11-14`
Alternative APN	`280004801500110140000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,424 sqft Living Area
1st Floor Area	1,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	105 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	180 sqft
Porch	Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	472 MELROSE ST
City	SCHENECTADY
State	NY
Zip	12306-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G,BK,PT GRITZBACK #2-PT1,2 2.-146-15.9
Legal Block	11
Legal Lot Number	14.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2009
Census Tract	32700

Owner

472 Melrose St is owned and occupied by an individual who bought it in July 2002.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	472 MELROSE ST, SCHENECTADY, NY 12306-2130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2002 · Amount on File
Deed Sale	Jul 11, 2002 · Amount on File
Prior Sale	Jul 21, 2000 · Amount on File
Deed Book / Page	1628 / 398
Record Updated	Oct 29, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 4, 2020
Property Address	472 MELROSE ST, SCHENECTADY, NY 12306-2130
Document Number	0000022528
Book / Page	002039 / 000040
Instrument Date	Jul 30, 2020
Instrument	22528
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$578.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 MERELINE AVE ALBANY NY 122091427, ALBANY, NY 12209-1427

Mortgage

Document Number	22529
Date	Aug 4, 2020
Book Page	005009/000674
Instrument	22529

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 472 Melrose St was $5,223, up 2.1% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,223.00 (+2.05%)
2025	$5,118.00	$140,000 Land $13,200 Building $126,800	$215,400 Land $20,309 Building $195,091
2023		$140,000 Land $13,200 Building $126,800	$184,200 Land $17,367 Building $166,833

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 472 Melrose St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 472 Melrose St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20