Schenectady County and Rotterdam Town property record for 466 Melrose St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,176 sqft · built 1940 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,960 (Sep 2019) |
| Tax Bill | $6,044 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.19-3-13 |
| Primary APN | 422800 48.19-3-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Upper Floors Area | 392 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 466 MELROSE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-2120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G,BF,2-DM GRTZK 2-PTS231,232 2.-152-14 |
| Legal Subdivision | MAP OF PROPERTY OF JOSEPH GRILZBACH |
| Legal Block | 3 |
| Legal Lot Number | 13.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 32700 |
466 Melrose St is owned and occupied by an individual who acquired it in July 2022.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 466 MELROSE ST, SCHENECTADY, NY 12306-2120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Jul 28, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage SUNMARK FCU |
| Sep 23, 2019 | Deed, Transfer · FHA Mortgage SUNMARK FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2019 · Amount on File |
| Deed Sale | Sep 23, 2019 · Amount on File |
| Deed Document Number | 201942344 |
| Deed Book / Page | 2020 / 557 |
| Last Transfer Date | Jul 18, 2022 |
| Transfer Doc | 0000039575 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 5, 2026 |
| Property Address | 466 MELROSE ST, SCHENECTADY, NY 12306-2120 |
| Document Number | 0000017488 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 202617488 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 466 MELROSE ST, SCHENECTADY, NY 12306-2120 |
| Document Number | 0000017488, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 202617488 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 312 Months |
| Due | Aug 1, 2052 |
| Rate | 6.56% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 28, 2022 |
| Property Address | 466 MELROSE ST, SCHENECTADY, NY 12306-2120 |
| Document Number | 0000039575 |
| Book / Page | 2089 / 642 |
| Instrument Date | Jul 18, 2022 |
| Instrument | 202239575 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 466 MELROSE ST, 466, ROTTERDAM, NY 12306-2120 |
| Name | Verified Name |
|---|---|
| Address | 466 MELROSE ST, ROTTERDAM, NY 12306-2120 |
| Document Number | 0000039576 |
|---|---|
| Date | Jul 28, 2022 |
| Book Page | 5244/647 |
| Instrument | 202239576 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 23, 2019 |
| Property Address | 466 MELROSE ST, SCHENECTADY, NY 12306-2120 |
| Document Number | 0000042344 |
| Book / Page | 2020 / 557 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 201942344 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 466 MELROSE ST, 466, SCHENECTADY, NY 12306-2120 |
| Name | Verified Name |
|---|---|
| Address | 325 DUANESBURG RD, SCHENECTADY, NY 12306-2024 |
| Document Number | 0000042346 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 201942346 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
The 2026 property tax bill for 466 Melrose St was $6,044, up 2.1% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,044.00 (+2.06%) | ||
| 2025 | $5,922.00 | $162,000 Land $7,800 Building $154,200 | $249,200 Land $11,999 Building $237,201 |
| 2023 | $162,000 Land $7,800 Building $154,200 | $213,200 Land $10,265 Building $202,935 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 466 Melrose St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 466 Melrose St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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