Stafford County property record for 472 McCarty Rd, Fredericksburg, VA 22405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,057 sqft · built 2005 |
| Lot Size | 7.92 acres (344,973 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $586,000 (Feb 2018) |
| Tax Bill | $234 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 59-18A |
| Primary APN | 59-18A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,057 sqft Living Area |
| Basement Area | 2,057 sqft |
| Finished Basement | 1,100 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 344,973 sqft (7.92 acres) |
| Garage Type | Mixed |
| Garage Area | 1,415 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 340 sqft |
| Deck Area | 472 sqft |
| Patio Area | 472 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 44708 |
|---|---|
| Old Parcel Number | 059 18A |
| Street Address | 472 MCCARTY RD |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22405-3172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1- AG MIN 3AC |
| Legal Description | PARCEL 18-B 7.9195 AC NORMAN E SULLIVAN JR FAMILY SUBDIVISION |
| Legal Subdivision | NORMAN E SULLIVAN JR FAMILY SU |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | GEORGE WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 10502 |
472 McCarty Rd is owned and occupied by two individuals who bought it in February 2018.
Source: Stafford County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 472 MCCARTY RD, FREDERICKSBURG, VA 22405-3172 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Dec 28, 2019 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Feb 2, 2018 | Grant Deed, Transfer · VA Mortgage HOMEDIRECT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2018 · Amount on File |
| Deed Sale | Feb 2, 2018 · Amount on File |
| Prior Sale | Feb 8, 2016 · Amount on File |
| Deed Document Number | 180001813 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 472 MCCARTY RD, FREDERICKSBURG, VA 22405-3172 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210031428 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 210031428 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 472 MCCARTY RD, FREDERICKSBURG, VA 22405-3172 |
| Document Number | 200000742 |
| Instrument Date | Dec 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 472 MCCARTY RD FREDERICKSBURG VA 224053172, FREDERICKSBURG, VA 22405-3172 |
| Document Number | 200000742 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 742 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 9, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Feb 2, 2018 |
| Property Address | 472 MCCARTY RD, FREDERICKSBURG, VA 22405-3172 |
| Document Number | 180001813 |
| Instrument Date | Feb 1, 2018 |
| Instrument | 1813 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2020 |
| Title Company | EKKO TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $586.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 472 MCCARTY RD FREDERICKSBURG VA 224053172, FREDERICKSBURG, VA 22405-3172 |
| Document Number | 180001814 |
|---|---|
| Date | Feb 2, 2018 |
| Instrument | 1814 |
| Name | HOMEDIRECT MTG |
|---|---|
| Address | TULSA, OK 74153 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2048 |
The 2025 property tax bill for 472 McCarty Rd was $234.
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $234.00 | $670,300 Land $120,000 Building $550,300 | $670,300 Land $120,000 Building $550,300 |
| 2023 | $236.00 | $626,700 Land $115,000 Building $511,700 | $626,700 Land $115,000 Building $511,700 |
| 2021 | $5,306.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 472 McCarty Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 472 McCarty Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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