472 Klosterman Rd W, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 472 Klosterman Rd W, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,000 sqft · built 1981
Lot Size0.307 acres (13,373 sqft)
Owner2 Individual Names on Record
Last Sale$495,000 (May 2022)
Tax Bill$5,658 (2025)
Deeds & MortgagesMay 2022 Mortgage
Nov 2019 Sale
Flood ZoneZone AE (high risk)
APNC62-000-740-5854-6

Property Details

APN / Parcel Number

Primary APNC62-000-740-5854-6
Alternative APNs
  • 23-27-15-09420-000-0600
  • 271523094200000600
  • R244487

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,000 sqft Living Area
Gross Area3,230 sqft
1st Floor Area2,000 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1995
Architectural StyleCustom Design
Exterior MaterialFrame/Aluminum/Vinyl
Construction TypeFrame
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialOther
Lot Area13,373 sqft (0.307 acres)
Lot Dimensions88 ft deep x 80 ft wide
Garage TypeAttached
Garage Area760 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area470 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR244487
Street Address472 KLOSTERMAN RD W
CityPALM HARBOR
StateFL
Zip34683-1112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionBLUE JAY WOODLANDS- PHASE 1 PART OF LOT 60 TOGETHER WITH PART OF LOT 61 OF BLUE JAY WOODLANDS-PHASE 3 ALL DESC FROM NE COR OF SD LOT 60 TH S00D0350W 111.65FT TH N89D5610W 80.45FT TH N00D1509W 37.7FT TH N89D5610W 59.34FT TH N00D0350E 73.69FT TH N89D57
Legal Range15E
Legal Township27S
Legal Section23
Legal SubdivisionBLUE JAY WOODLANDS-
Legal Phase1
Legal Tract9420
Legal Lot Number60,61
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group3
Census Block3000
Census Tract27202

Owner

Source: Pinellas County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address472 KLOSTERMAN RD W, PALM HARBOR, FL 34683-1112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
HAMILTON HOME LOANS INC
Nov 5, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2022 · Amount on Record
Deed SaleMay 2, 2022 · Amount on Record
Prior SaleAug 10, 2006 · Amount on Record
Deed Document Number2022138183
Deed Book / Page22042 / 2079
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address472 KLOSTERMAN RD W, PALM HARBOR, FL 34683-1112
Transaction TypeMortgage
Record UpdatedMay 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2427 MOORE HAVEN DR E, CLEARWATER, FL 33763-1615

Mortgage

Document Number0220422082
DateMay 2, 2022
Book Page22042/2082
Instrument2022138184
Lender
NameHAMILTON HOME LOANS INC
TypeMortgage Company
AddressFORT LAUDERDALE, FL 33323
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateNov 5, 2019
Property Address472 KLOSTERMAN RD W, PALM HARBOR, FL 34683-1112
Document Number0207592087
Book / Page020759 / 002087
Instrument DateNov 4, 2019
Instrument356405
Transaction TypeTransfer
Record UpdatedNov 21, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,470.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address472 KLOSTERMAN RD W PALM HARBOR FL 346831112, PALM HARBOR, FL 34683-1112

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,658.00 (+7.3%) Homeowner's exemption Disabled Person's exemption Widower's exemption$352,662 (+5.99%)$538,259 (+14.28%) Land $214,233 Building $324,026
2023$5,273.00 (-32.23%) Homeowner's exemption Disabled Person's exemption Widower's exemption$332,741 (-20.41%)$471,014 (+12.66%) Land $240,594 Building $230,420
2022$7,781.00$418,073$418,073 Land $239,081 Building $178,992

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 446 individual policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies540 units insured
incl. 94 condo units
Nearby Flood Claims399 (1985–2024)
Claims Outside the SFHA3 of 399
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Helene, Sep 2024 · 248 claims
  • Hurricane Idalia, Aug 2023 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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