Pinellas County property record for 436 Klosterman Rd W, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,530 sqft · built 1980 |
| Lot Size | 0.316 acres (13,752 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $407,500 (Apr 2020) |
| Tax Bill | $7,390 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-740-5845-4 |
| Primary APN | C62-000-740-5845-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| Gross Area | 2,454 sqft |
| 1st Floor Area | 1,530 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 13,752 sqft (0.316 acres) |
| Lot Dimensions | 112 ft deep x 80 ft wide |
| View / Lot | Canal/Waterfront |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 428 sqft |
| Deck Area | 320 sqft |
| Patio Area | 120 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R244478 |
|---|---|
| Street Address | 436 KLOSTERMAN RD W |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-1112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | BLUE JAY WOODLANDS- PHASE 1 LOT 51 |
| Legal Range | 15E |
| Legal Township | 27S |
| Legal Section | 23 |
| Legal Subdivision | BLUE JAY WOODLANDS- |
| Legal Phase | 1 |
| Legal Tract | 9420 |
| Legal Lot Number | 51 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 27202 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 436 KLOSTERMAN RD W, PALM HARBOR, FL 34683-1112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 19, 2017 | Warranty Deed, Transfer · Conventional with PMI PAUL A ZAMBRANO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2020 · Amount on Record |
| Deed Sale | Apr 13, 2020 · Amount on Record |
| Prior Sale | Aug 19, 2017 · Amount on Record |
| Deed Document Number | 2020119916 |
| Deed Book / Page | 20960 / 1573 |
| Prior Transfer Date | Jan 4, 2005 |
| Prior Transfer Doc | 0140462055 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 13, 2020 |
| Property Address | 436 KLOSTERMAN RD W, PALM HARBOR, FL 34683-1112 |
| Document Number | 0209601573 |
| Book / Page | 20960 / 1573 |
| Map Reference | MB 79 PG 42 |
| Instrument Date | Apr 10, 2020 |
| Instrument | 2020119916 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | WEISS TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,852.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 436 KLOSTERMAN RD W # W436, 436, PALM HARBOR, FL 34683-1112 |
| Name | Verified Name |
|---|
| Document Number | 0209601574 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 20960/1574 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 19, 2017 |
| Property Address | 436 KLOSTERMAN RD W, PALM HARBOR, FL 34683-1112 |
| Document Number | 0197452473 |
| Book / Page | 019745 / 002473 |
| Instrument Date | Aug 15, 2017 |
| Instrument | 258774 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2017 |
| Title Company | HOME/LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,589.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 436 KLOSTERMAN RD W PALM HARBOR FL 346831112, PALM HARBOR, FL 34683-1112 |
| Document Number | 197452474 |
|---|---|
| Date | Aug 19, 2017 |
| Book Page | 019745/002474 |
| Instrument | 258775 |
| Name | PAUL A ZAMBRANO |
|---|---|
| Address | 2235 RACKLEY RD, BROOKSVILLE, FL 34604-7055 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 18, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.9% |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,390.00 (+5.56%) Homeowner's exemption | $441,173 (+5.99%) | $522,963 (+11.6%) Land $205,139 Building $317,824 |
| 2024 | $7,001.00 (+1.4%) | ||
| 2023 | $6,904.00 (+2.69%) Homeowner's exemption | $416,252 (+3%) | $468,588 (-3.6%) Land $235,348 Building $233,240 |
| 2022 | $6,723.00 Homeowner's exemption | $404,128 | $486,081 Land $303,777 Building $182,304 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 446 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 540 units insured incl. 94 condo units |
| Nearby Flood Claims | 399 (1985–2024) |
| Claims Outside the SFHA | 3 of 399 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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