472 Clareon Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 472 Clareon Dr, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,704 sqft · built 2002
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (May 2018)
Tax Bill	$5,926 (2024)
Deeds & Mortgages	Feb 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-3S-18-16075-00B-0190`

Property Details

APN / Parcel Number

Primary APN	`28-3S-18-16075-00B-0190`
Alternative APN	`1061310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,704 sqft Living Area
Gross Area	2,188 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	12.9 ft deep x 5 ft wide

Exterior Amenities

Porch	Porch
Porch Area	484 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1061310
Street Address	472 CLAREON DR
City	INLET BEACH
State	FL
Zip	32461-7083
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 BLK B WHITES GULFVIEW ESTATES 2ND ADDITION PB 14-10 OR 2254-191 OR 2499-1452 OR 2642-2676 OR 2943-2315 OR 2968-4352 OR
Legal Range	18W
Legal Township	03S
Legal Section	28
Legal Subdivision	WHITES GULFVIEW ESTATES 2ND
Legal Block	B
Legal Lot Number	19
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

472 Clareon Dr is owned by an individual who bought it in May 2018.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	9410 ESTHER LN, WEST PADUCAH, KY 42086-9780
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 4, 2018	Warranty Deed, Transfer · Conventional with PMI COMMUNITY BK/MS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2018 · Amount on File
Deed Sale	May 4, 2018 · Amount on File
Prior Sale	Sep 9, 2016 · Amount on File
Deed Document Number	2018000014630
Deed Book / Page	3072 / 3626
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	472 CLAREON DR, INLET BEACH, FL 32461-7083
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9410 ESTHER LN, WEST PADUCAH, KY 42086-9780

Mortgage

Document Number	0031823868
Date	Feb 11, 2021
Book Page	3182/3868
Instrument	20210006617

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 4, 2018
Property Address	472 CLAREON DR, INLET BEACH, FL 32461-7083
Document Number	0030723626
Book / Page	003072 / 003626
Instrument Date	May 2, 2018
Instrument	14630
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9410 ESTHER LN WEST PADUCAH KY 420869780, WEST PADUCAH, KY 42086-9780

Mortgage

Document Number	30723629
Date	May 4, 2018
Book Page	003072/003629
Instrument	14631

Lender

Name	COMMUNITY BK/MS
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 3, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$785,582 Land $399,500 Building $386,082	$785,582 Land $399,500 Building $386,082
2024	$5,926.00 (-2.36%)
2023	$6,069.00 (+13.31%)	$886,089 (+19.78%) Land $399,500 Building $486,589	$886,089 (+19.78%) Land $399,500 Building $486,589
2022	$5,356.00	$739,769 Land $374,070 Building $365,699	$739,769 Land $374,070 Building $365,699

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 472 Clareon Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 472 Clareon Dr is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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