463 Clareon Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 463 Clareon Dr, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,328 sqft · built 2003
Lot Size	0.148 acres (6,447 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,355,000 (Oct 2025)
Tax Bill	$3,625 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-3S-18-16075-00A-0200`

Property Details

APN / Parcel Number

Primary APN	`28-3S-18-16075-00A-0200`
Alternative APN	`1061290`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,328 sqft Living Area
Gross Area	2,652 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2006
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Tin
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	12.9 ft deep x 5 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Porch
Porch Area	265 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1061290
Street Address	463 CLAREON DR
City	INLET BEACH
State	FL
Zip	32461-7084
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 BLK A WHITES GULFVIEW ESTATES 2ND ADD PB 14-10 OR 2037-264 OR 2498-1894 OR 2828-3633 OR 2926-606 OR 3373-1586
Legal Range	18W
Legal Township	03S
Legal Section	28
Legal Subdivision	WHITES GULFVIEW ESTATES 2ND
Legal Block	A
Legal Lot Number	20
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3109 BROOKRIDGE LN, CHARLOTTE, NC 28211-2729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Mar 8, 2017	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Jul 23, 2013 · Amount on Record
Deed Document Number	20250036249
Deed Book / Page	3373 / 1586
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 6, 2025
Property Address	463 CLAREON DR, INLET BEACH, FL 32461-7084
Document Number	0033731586
Book / Page	3373 / 1586
Map Reference	MB 14 PG 10
Instrument Date	Oct 3, 2025
Instrument	20250036249
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	UNKNOWN, SCENIC TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1218 DON BISHOP RD, SANTA ROSA BEACH, FL 32459-3426

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3109 BROOKRIDGE LN, CHARLOTTE, NC 28211-2729

Mortgage

Document Number	0033731588
Date	Oct 6, 2025
Instrument	3373/1588

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.5%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	463 CLAREON DR, INLET BEACH, FL 32461-7084
Document Number	0030383332
Book / Page	003038 / 003332
Instrument Date	Mar 8, 2017
Transaction Type	Mortgage
Record Updated	May 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	463 CLAREON DR INLET BEACH FL 324617084, INLET BEACH, FL 32461-7084

Mortgage

Document Number	0030383332
Date	Apr 17, 2017
Book Page	003038/003332
Instrument	11928

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	SANTA ROSA BEACH, FL 32459

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 16, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,063,875 (-3%) Land $399,500 Building $664,375	$1,063,875 (-3%) Land $399,500 Building $664,375
2024	$3,625.00 (+3.87%) Homeowner's exemption	$1,096,833 (-13.44%) Land $399,500 Building $697,333	$1,096,833 (-13.44%) Land $399,500 Building $697,333
2023	$3,490.00 (+1.25%) Homeowner's exemption	$1,267,181 (+40.61%) Land $399,500 Building $867,681	$1,267,181 (+40.61%) Land $399,500 Building $867,681
2022	$3,447.00 Homeowner's exemption	$901,201 Land $374,070 Building $527,131	$901,201 Land $374,070 Building $527,131

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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