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4716 Mercado Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4716 Mercado Dr, Sebring, FL 33872

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,549 sqft · built 1977
Lot Size0.144 acres (6,299 sqft)
OwnerIndividual Name on File
Last Sale$83,500 (Aug 2018)
Tax Bill$581 (2024)
Deeds & MortgagesJun 2019 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC044813025600050

Property Details

APN / Parcel Number

Primary APNC044813025600050
Alternative APN
  • C-04-34-28-130-2560-0050

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,549 sqft Living Area
1st Floor Area1,432 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1981
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,299 sqft (0.144 acres)
Lot Dimensions125 ft deep x 50 ft wide
DrivewayDriveway
Driveway Area480 sqft
PorchFinished/Screened Porch
Porch Area230 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC044813025600050
Street Address4716 MERCADO DR
CitySEBRING
StateFL
Zip33872-1527
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionSUN N LAKE EST OF SEBRING UNIT 13 PB 9-PG 71 E 1/2 OF LOT 5 BLK 256
Legal Range28E
Legal Township34S
Legal Section04
Legal SubdivisionSUN N LAKE EST
Legal Block256
Legal Lot Number5
JurisdictionHIGHLANDS FL
Township / Civil DivisionAVON PARK
Census Block Group3
Census Block3002
Census Tract960503

Owner

Source: Highlands County records · APN C044813025600050

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4716 MERCADO DR, SEBRING, FL 33872-1527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
Aug 30, 2018Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 30, 2018 · Amount on Record
Deed SaleAug 30, 2018 · Amount on Record
Prior SaleMay 22, 2012
Deed Document Number1909761
Deed Book / Page2653 / 0995
Record UpdatedJun 08, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address4716 MERCADO DR, SEBRING, FL 33872-1527
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001945550
DateJun 25, 2019
Book Page2699/0646
Instrument1945550
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateAug 30, 2018
Property Address4716 MERCADO DR, SEBRING, FL 33872-1527
Document Number0001909761
Book / Page2653 / 0995
Map ReferenceMB9 PG71
Instrument DateAug 28, 2018
Instrument1909761
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyHEARTLAND TITLE INS AGENCY C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4716 MERCADO DR, SEBRING, FL 33872-1527

Mortgage

Document Number0001909762
DateAug 30, 2018
Instrument1909762
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$78,987 (+5.99%)$128,754 (+8.07%) Land $9,250 Building $119,504
2024$581.00 (+8.4%)
2023$536.00 (-16.38%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption$74,525 (+3%)$119,144 (+18.41%) Land $6,500 Building $112,644
2022$641.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption$72,354$100,620 Land $4,000 Building $96,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559605033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 444 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemSUN N LAKES OF SEBRING WATER
private · serves 7,710 people
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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