4718 Bonsai Ave, Tracy, CA 95377 Property Records

San Joaquin County property record for 4718 Bonsai Ave, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,858 sqft · built 2003
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$729,500 (Jul 2023)
Tax Bill$7,480 (2026)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN248-490-390-000

Property Details

APN / Parcel Number

Primary APN248-490-390-000
Alternative APN
  • 248-490-39

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,858 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,098 sqft (0.14 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number248-490-39
Street Address4718 BONSAI AVE
CityTRACY
StateCA
Zip95377-8798
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 72
Legal SubdivisionGARDEN SQUARE
Legal Block1
Legal Lot Number72
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1016
Census Tract5219

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4718 BONSAI AVE, TRACY, CA 95377-8798
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2023 · Amount on Record
Deed SaleJul 20, 2023 · Amount on Record
Prior SaleJul 25, 2013 · Amount on Record
Deed Document Number202356888
Prior Transfer DateNov 15, 2012
Prior Transfer Doc0000063439
Record UpdatedOct 29, 2026

July 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJul 20, 2023
Property Address4718 BONSAI AVE, TRACY, CA 95377-8798
Document Number0000056888
Map ReferenceVOL 36 PG 85
Instrument DateJul 11, 2023
Instrument2023-056888
Transaction TypeTransfer
Record UpdatedAug 1, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4718 BONSAI AVE, TRACY, CA 95377-8798

Mortgage

Document Number0000056889
DateJul 20, 2023
Instrument2023-056889
Lender
NameSTAR ONE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateAug 1, 2028
Change Frequency5 Years
Min Rate At Change2.25%
Max Rate At Change7.75%
Index5-Year TN
Max Rate10.7%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,480.00 (-7.18%)
2025$8,059.00 (+92.2%)$743,682 (+94.21%) Land $224,400 Building $519,282
2023$4,193.00 (+1.92%) Homeowner's exemption$382,928 Land $95,436 Building $287,492$640,260
2022$4,114.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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