4677 Bonsai Ave, Tracy, CA 95377 Property Records

San Joaquin County property record for 4677 Bonsai Ave, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,126 sqft · built 2003
Lot Size0.117 acres (5,100 sqft)
OwnerIndividual Name on File
Last Sale$740,000 (Nov 2025)
Tax Bill$5,187 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN248-490-350-000

Property Details

APN / Parcel Number

Primary APN248-490-350-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,126 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Architectural StyleOther
Construction TypeWood
Lot Area5,100 sqft (0.117 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4677 BONSAI AVE
CityTRACY
StateCA
Zip95377-8793
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description02-FM PT 248-030-13/GARDEN SQUARE, UNIT NO. 2
Legal SubdivisionGLENBRIAR ESTATES UNIT #12E
Legal Lot Number4
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1020
Census Tract5219

Owner

Source: San Joaquin County records · APN 248-490-350-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4677 BONSAI AVE, TRACY, CA 95377-8793
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Grant Deed, Transfer · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
May 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 24, 2025 · Amount on Record
Deed SaleNov 24, 2025 · Amount on Record
Prior SaleApr 09, 2015 · Amount on Record
Deed Document Number2025-106289
Record UpdatedJun 08, 2026

November 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateNov 24, 2025
Property Address4677 BONSAI AVE, TRACY, CA 95377-8793
Document Number0000106289
Map ReferenceMB 36 PG 85
Instrument DateNov 15, 2025
Instrument2025-106289
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyTEAM TITLE SERVICES, AMT TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4677 BONSAI AVE, TRACY, CA 95377-8793

Mortgage

Document Number0000106290
DateNov 24, 2025
Instrument2025-106290
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address4677 BONSAI AVE, TRACY, CA 95377-8793
Document Number0000057344
Instrument DateMay 12, 2020
Transaction TypeMortgage
Record UpdatedMay 29, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1718 HILL RD NOVATO CA 949473956, NOVATO, CA 94947-3956

Mortgage

Document Number0000057344
DateMay 14, 2020
Instrument57344
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 13, 2050

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,187.00 (+5.06%)$465,104 (+4.04%) Land $162,785 Building $302,319
2023$4,937.00 (+1.86%)$447,046 Land $156,465 Building $290,581
2022$4,847.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052191, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 307 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Zinnia Networks
Fixed Wireless
600 / 120
UnWired Broadband Holding
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF TRACY
serves 98,215 people
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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