Kenton County property record for 4717 Victory Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,056 sqft · built 1948 |
| Lot Size | 0.1 acres (4,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $29,000 (Aug 2013) |
| Tax Bill | $257 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 056-42-01-046.00 |
| Primary APN | 056-42-01-046.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,056 sqft Finished Area |
| Gross Area | 1,176 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Stucco |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 4,375 sqft (0.1 acres) |
| Lot Dimensions | 125 ft deep x 35 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4717 VICTORY AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VICTORY RIDGE PT LOTS 15-16 35'X 125' IRREG |
| Legal Subdivision | VICTORY RIDGE |
| Legal Lot Number | 15,16 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 61300 |
4717 Victory Ave is owned and occupied by two individuals who bought it in August 2013.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4717 VICTORY AVE, COVINGTON, KY 41015-1966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage GENERAL ELECTRIC CU |
| Dec 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GENERAL ELECTRIC CU |
| Jan 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GENERAL ELECTRIC CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2013 · Amount on File |
| Deed Sale | Aug 27, 2013 · Amount on File |
| Prior Sale | Jun 1, 2005 · Amount on File |
| Deed Document Number | 201308 27 059 00054 |
| Deed Book / Page | 5253 / 288 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4717 VICTORY AVE, COVINGTON, KY 41015-1966 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|
| Document Number | 0005900131 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 315/1 |
| Instrument | 21121605900131 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4717 VICTORY AVE, COVINGTON, KY 41015-1966 |
| Document Number | 0000000184 |
| Instrument Date | Dec 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | RELIABLE LAND TITLE AGENCY LLC, RELIABLE LAND TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4717 VICTORY AVE COVINGTON KY 410151966, COVINGTON, KY 41015-1966 |
| Document Number | 0000000184 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 0000M5/000579 |
| Instrument | 184 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 21, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4717 VICTORY AVE, COVINGTON, KY 41015-1966 |
| Document Number | 0000000154 |
| Book / Page | 0C6350 / 000088 |
| Instrument Date | Jan 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2018 |
| Title Company | RELIABLE LAND TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 4717 VICTORY AVE COVINGTON KY 410151966, COVINGTON, KY 41015-1966 |
| Document Number | 0000000154 |
|---|---|
| Date | Feb 8, 2018 |
| Book Page | 0C6350/000088 |
| Instrument | 154 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 7, 2033 |
The 2025 property tax bill for 4717 Victory Ave was $257 with a disabled person's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,100 (+66.57%) Land $15,000 Building $99,100 | $114,100 (+66.57%) Land $15,000 Building $99,100 | |
| 2025 | $257.00 Disabled Person's exemption | $68,500 Land $10,000 Building $58,500 | $68,500 Land $10,000 Building $58,500 |
| 2023 | $294.00 Disabled Person's exemption | $68,500 Land $10,000 Building $58,500 | $68,500 Land $10,000 Building $58,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4717 Victory Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 16 (1978–2025) |
| Claims Outside the SFHA | 5 of 16 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4717 Victory Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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