4707 Victory Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4707 Victory Ave, Covington, KY 41015

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,700 sqft · built 1917
Lot Size0.323 acres (14,100 sqft)
OwnerCompany Name on Record
Last Sale$117,000 (Jun 2023)
Tax Bill$1,550 (2025)
Deeds & MortgagesJun 2023 Sale
Apr 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN056-42-01-042.00

Property Details

APN / Parcel Number

Primary APN056-42-01-042.00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,700 sqft Finished Area
Gross Area1,830 sqft

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area14,100 sqft (0.323 acres)
Lot Dimensions159 ft deep x 88.7 ft wide

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address4707 VICTORY AVE
CityCOVINGTON
StateKY
Zip41015-1966
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionVICTORY RIDGE LOTS 11-12 & PT LOT 10 88.68'X 159' IRREG
Legal SubdivisionVICTORY RIDGE
Legal Lot Number12,10
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3020
Census Tract61300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address520 LINDSEY ST, NEWPORT, KY 41071-1539
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2023Warranty Deed, Transfer
360 AMERICAN TITLE SERVICES
Apr 23, 2020Grant Deed, Transfer
COMMONWEALTH BK
Jun 1, 2018Deed of Trust, Mortgage
UNITED BK & CAP TR CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2023 · Amount on Record
Deed SaleJun 30, 2023 · Amount on Record
Prior SaleApr 23, 2020 · Amount on Record
Deed Document Number202349
Deed Book / Page233 / 575
Prior Transfer DateOct 13, 2016
Prior Transfer Doc0005900327
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 30, 2023
Property Address4707 VICTORY AVE, COVINGTON, KY 41015-1966
Document Number0005900049
Book / PageKC 233 / 575
Instrument DateJun 27, 2023
Instrument23063005900049
Transaction TypeTransfer
Record UpdatedFeb 23, 2024
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3166 BROOKWOOD DR, EDGEWOOD, KY 41017-3207

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 LINDSEY ST, NEWPORT, KY 41071-1539

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateApr 23, 2020
Property Address4707 VICTORY AVE, COVINGTON, KY 41015-1966
Document Number0000000027
Book / Page000017 / 000887
Instrument DateApr 20, 2020
Instrument27
Transaction TypeTransfer
Record UpdatedJun 17, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,000.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3166 BROOKWOOD DR EDGEWOOD KY 410173207, EDGEWOOD, KY 41017-3207
InvestorPossibly a Property Investor

Mortgage

Document Number28
DateApr 23, 2020
Book Page000M35/000594
Instrument28
Lender
NameCOMMONWEALTH BK
TypeBank
AddressFLORENCE, KY 41042
Agreement
AmountAmount Recorded
Term60 Months
DueApr 22, 2025

Mortgage

Document Number30,
DateApr 23, 2020
Book Page000M35/000612
Instrument30
Lender
NameCOMMONWEALTH BK
TypeBank
AddressFLORENCE, KY 41042
Agreement
AmountAmount Recorded
Term60 Months
DueApr 22, 2025

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address4707 VICTORY AVE, COVINGTON, KY 41015-1966
Document Number0000000121
Instrument DateJun 1, 2018
Transaction TypeMortgage
Record UpdatedJun 26, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address209 W 33RD ST COVINGTON KY 410151112, COVINGTON, KY 41015-1112

Mortgage

Document Number0000000121
DateJun 7, 2018
Book Page0C6426/000136
Instrument121
Lender
NameUNITED BK & CAP TR CO
AddressFRANKFORT, KY 40601
Agreement
AmountAmount Recorded
Term240 Months
DueJun 6, 2038

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$117,000 (-) Land $15,000 Building $102,000$117,000 (-) Land $15,000 Building $102,000
2025$1,550.00 (+66.31%)$117,000 (+67.14%) Land $10,000 Building $107,000$117,000 (+67.14%) Land $10,000 Building $107,000
2023$932.00$70,000 Land $10,000 Building $60,000$70,000 Land $10,000 Building $60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies6 in force
Nearby Flood Claims16 (1978–2025)
Claims Outside the SFHA5 of 16
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 3 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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