Howard County property record for 4715 Ramsgill Ct, Ellicott City, MD 21043
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,932 sqft · built 1985 |
| Lot Size | 0.407 acres (17,728 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Mar 2018) |
| Tax Bill | $8,719 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-293994 |
| Primary APN | 02-293994 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,932 sqft Total Area |
| Basement Area | 360 sqft |
| Finished Basement | 360 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 17,728 sqft (0.407 acres) |
| Garage Type | Attached |
| Garage Area | 326 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 200 sqft |
| Deck Area | 174 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 293994 |
|---|---|
| Street Address | 4715 RAMSGILL CT |
| City | ELLICOTT CITY |
| State | MD |
| Zip | 21043-6516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 47 .407 A 4715 RAMSGILL CT BRAMPTON HILLS S 3 AR 1 |
| Legal Subdivision | BRAMPTON HILLS |
| Legal Lot Number | 47 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 2, ELLICOTT CITY |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 602302 |
4715 Ramsgill Ct is owned and occupied by two individuals who bought it in March 2018.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4715 RAMSGILL CT, ELLICOTT CITY, MD 21043-6516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Mar 5, 2018 | Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2018 · Amount on File |
| Deed Sale | Mar 5, 2018 · Amount on File |
| Prior Sale | Mar 13, 2001 · Amount on File |
| Deed Book / Page | 18073 / 268 |
| Transfer Doc | 0053790647 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 4715 RAMSGILL CT, ELLICOTT CITY, MD 21043-6516 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 4715 RAMSGILL CT, ELLICOTT CITY, MD 21043-6516 |
| Document Number | 0203310109 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 20331/109 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 176 Months |
| Due | Nov 1, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Mar 5, 2018 |
| Property Address | 4715 RAMSGILL CT, ELLICOTT CITY, MD 21043-6516 |
| Document Number | 0180730268 |
| Book / Page | 018073 / 000268 |
| Instrument Date | Feb 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2018 |
| Title Company | DOUBLE EAGLE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $485.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4715 RAMSGILL CT ELLICOTT CITY MD 210436516, ELLICOTT CITY, MD 21043-6516 |
| Document Number | 180730276 |
|---|---|
| Date | Mar 5, 2018 |
| Book Page | 018073/000276 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 4, 2033 |
The 2026 property tax bill for 4715 Ramsgill Ct was $8,719 with a homeowner's exemption, up 0.2% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,719.00 (+0.2%) Homeowner's exemption | $622,300 (+6.55%) Land $318,300 Building $304,000 | $622,300 (-) Land $318,300 Building $304,000 |
| 2025 | $8,702.00 (+4.89%) Homeowner's exemption | $584,033 | $622,300 Land $318,300 Building $304,000 |
| 2024 | $8,296.00 | ||
| 2023 | $507,500 Land $278,300 Building $229,200 | $507,500 Land $278,300 Building $229,200 | |
| 2022 | $5,526.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4715 Ramsgill Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4715 Ramsgill Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures