Howard County property record for 4702 Ramsgill Ct, Ellicott City, MD 21043
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,923 sqft · built 1985 |
| Lot Size | 0.342 acres (14,897 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Mar 2011) |
| Tax Bill | $8,870 (2026) |
| Deeds & Mortgages | Jan 2024 Line of Credit Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-293935 |
| Primary APN | 02-293935 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,923 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,897 sqft (0.342 acres) |
| Garage Type | Attached |
| Garage Area | 536 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 293935 |
|---|---|
| Street Address | 4702 RAMSGILL CT |
| City | ELLICOTT CITY |
| State | MD |
| Zip | 21043-6516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 42 .342 A 4702 RAMSGILL CT BRAMPTON HILLS S 3 AR 1 |
| Legal Subdivision | BRAMPTON HILLS SEC 03 |
| Legal Lot Number | 42 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 2, ELLICOTT CITY |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 602302 |
4702 Ramsgill Ct is owned and occupied by two individuals who bought it in March 2011.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4702 RAMSGILL CT, ELLICOTT CITY, MD 21043-6516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2024 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Aug 7, 2019 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2011 · Amount on File |
| Deed Sale | Mar 23, 2011 · Amount on File |
| Prior Sale | Mar 23, 2011 · Amount on File |
| Deed Document Number | 201113141/0259 |
| Deed Book / Page | 13141 / 259 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 4702 RAMSGILL CT, ELLICOTT CITY, MD 21043-6516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2024 |
| Title Company | PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 4702 RAMSGILL CT, ELLICOTT CITY, MD 21043-6516 |
| Document Number | 0222400015 |
|---|---|
| Date | Jan 23, 2024 |
| Book Page | 22240/15 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 4702 RAMSGILL CT, ELLICOTT CITY, MD 21043-6516 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0188110436 |
|---|---|
| Date | Aug 7, 2019 |
| Book Page | 18811/436 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 4702 Ramsgill Ct was $8,870 with a homeowner's exemption.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,870.00 (-0.01%) Homeowner's exemption | $636,700 (+6.63%) Land $316,900 Building $319,800 | $636,700 (-) Land $316,900 Building $319,800 |
| 2025 | $8,871.00 Homeowner's exemption | $597,133 | $636,700 Land $316,900 Building $319,800 |
| 2023 | $518,000 Land $276,900 Building $241,100 | $518,000 Land $276,900 Building $241,100 | |
| 2022 | $5,639.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4702 Ramsgill Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4702 Ramsgill Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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