471496 E 590 Rd, Watts, OK 74964 Property Records

Adair County property record for 471496 E 590 Rd, Watts, OK 74964

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,096 sqft · built 1985
Lot Size	9.83 acres (428,195 sqft)
Owner	2 Individual Names on File
Last Sale	$42,500 (May 2023)
Tax Bill	$1,884 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-03-019-025-0-005-00`

Property Details

APN / Parcel Number

Primary APN	`0000-03-019-025-0-005-00`
Alternative APN	`8869`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,096 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2011
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Metal
Lot Area	428,195 sqft (9.83 acres)
Garage Type	Attached
Garage Area	221 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	200 sqft
Shed	1 Shed
Shed Area	140 sqft
Storage Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8869
Street Address	471496 E 590 RD
City	WATTS
State	OK
Zip	74964-6838
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	IP
Legal Description	E2 E2 NE NW, ALSO KNOWN AS PT OF LOT 3
Legal Range	25E
Legal Township	19N
Legal Section	03
Legal Lot Number	3
Jurisdiction	ADAIR OK
Township / Civil Division	WATTS
Census Block Group	2
Census Block	2007
Census Tract	376600

Owner

Source: Adair County assessment roll, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	471496 E 590 RD, WATTS, OK 74964-6838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage GRAND SAVINGS BANK
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUITY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 1, 2023 · Amount on Record
Deed Sale	May 1, 2023 · Amount on Record
Prior Sale	Oct 15, 2001 · Amount on Record
Deed Document Number	20231296
Deed Book / Page	607 / 836
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR OK
Recording Date	Apr 5, 2022
Property Address	471496 E 590 RD, WATTS, OK 74964-6838
Document Number	000592/875
Book / Page	592 / 875
Instrument Date	Apr 4, 2022
Instrument	I-2022-001062
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	471496 E 590 RD, WATTS, OK 74964-6838

Mortgage

Document Number	I2022001063
Date	Apr 5, 2022
Instrument	I-2022-001063

Lender

Name	GRAND SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 4, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR OK
Property Address	471496 E 590 RD, WATTS, OK 74964-6838
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000569/264
Date	Jul 30, 2020
Book Page	569/264
Instrument	2020-002102

Lender

Name	TRUITY FCU
Type	Credit Union
Address	BARTLESVILLE, OK 74003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Adair County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Adair County
Unified School District	Watts Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,884.00 (+0.05%)	$25,802 (+0.07%) Land $1,071 Building $24,731	$215,014 (-4.72%) Land $8,923 Building $206,091
2024	$1,883.00 (+3.01%)	$25,784 (+3%) Land $1,071 Building $24,713	$225,663 (+8.18%) Land $8,923 Building $216,740
2023	$1,828.00	$25,033 Land $1,071 Building $23,962	$208,605 Land $8,923 Building $199,682

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (2011–2022)
Claims Outside the SFHA	3 of 10
Most Recent Claim	May 2022 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2022 · 2 claims Severe Winter Storms And Flooding, Dec 2015 · 4 claims Severe Storms And Flooding, Apr 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 55% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ozarks Electric Cooperative Fiber	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

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