4713 Dustys Trl, Waterloo, IL 62298 Property Records

Monroe County property record for 4713 Dustys Trl, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,970 sqft · built 2001
Lot Size	3.05 acres (132,858 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jan 2018)
Tax Bill	$7,115 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-26-201-006-000`

Property Details

APN / Parcel Number

Primary APN	`11-26-201-006-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,970 sqft Living Area
1st Floor Area	1,970 sqft
Basement Area	1,970 sqft
Unfinished Basement	1,970 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	132,858 sqft (3.05 acres)
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	120 sqft
Porch	Slab
Porch Area	48 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4713 DUSTYS TRL
City	WATERLOO
State	IL
Zip	62298-3543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	LOT 6 CLANCEYS CREEK
Legal Range	09W
Legal Township	03S
Legal Section	26
Legal Subdivision	CLANCEY'S CREEK
Legal Lot Number	6
Jurisdiction	MONROE IL
Township / Civil Division	29
Census Block Group	2
Census Block	2059
Census Tract	600501

Owner

4713 Dustys Trl is owned and occupied by two individuals who bought it in January 2018.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4713 DUSTYS TRL, WATERLOO, IL 62298-3543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BK NA
Jan 9, 2018	Grant Deed, Transfer · Conventional with PMI DIETERICH BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2018 · Amount on File
Deed Sale	Jan 9, 2018 · Amount on File
Deed Document Number	2018393824
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	4713 DUSTYS TRL, WATERLOO, IL 62298-3543
Document Number	0000407977
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4713 DUSTYS TRL WATERLOO IL 622983543, WATERLOO, IL 62298-3543

Mortgage

Document Number	0000407977
Date	May 15, 2020
Instrument	407977

Lender

Name	DIETERICH BK NA
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 14, 2040

Interest

Rate Type	Fixed Rate
Rate	2.87%

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE IL
Recording Date	Jan 9, 2018
Property Address	4713 DUSTYS TRL, WATERLOO, IL 62298-3543
Document Number	0000393824
Instrument Date	Dec 29, 2017
Instrument	393824
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	ACCENT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4713 DUSTYS TRL WATERLOO IL 622983543, WATERLOO, IL 62298-3543

Mortgage

Document Number	393825
Date	Jan 9, 2018
Instrument	393825

Lender

Name	DIETERICH BK NA
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 4713 Dustys Trl was $7,115.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,115.00 Homeowner's exemption	$129,850 Land $14,610 Building $115,240	$389,550 Land $43,830 Building $345,720
2024	$7,115.00
2022	Additional exemption filed	$104,990 Land $14,610 Building $90,380	$314,970 Land $43,830 Building $271,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4713 Dustys Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4713 Dustys Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dustys Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures