Monroe County property record for 4701 Dustys Trl, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,104 sqft · built 2000 |
| Lot Size | 3.1 acres (135,036 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,063 (2025) |
| Deeds & Mortgages | Jun 2021 Construction Loan May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-26-201-005-000 |
| Primary APN | 11-26-201-005-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,104 sqft Living Area |
| 1st Floor Area | 2,104 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Lot Area | 135,036 sqft (3.1 acres) |
| Garage Area | 576 sqft |
| Porch | Slab |
| Porch Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4701 DUSTYS TRL |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | LOT 5 CLANCEYS CREEK |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 26 |
| Legal Subdivision | CLANCEY'S CREEK |
| Legal Lot Number | 5 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 29 |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 600501 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4701 DUSTYS TRL, WATERLOO, IL 62298-3543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2021 | Deed of Trust, Mortgage · Construction Mortgage HOME POINT FINANCIAL CORP |
| May 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VINSON MORTGAGE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 4701 DUSTYS TRL, WATERLOO, IL 62298-3543 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000417989 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 417989 |
| Name | HOME POINT FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 4701 DUSTYS TRL, WATERLOO, IL 62298-3543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000396012 |
|---|---|
| Date | May 21, 2018 |
| Instrument | 396012 |
| Name | VINSON MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,063.00 (+4.11%) Homeowner's exemption | $128,930 (+22.79%) Land $14,850 Building $114,080 | $386,790 (+22.79%) Land $44,550 Building $342,240 |
| 2024 | $6,784.00 | ||
| 2022 | Additional exemption filed | $105,000 Land $14,850 Building $90,150 | $315,000 Land $44,550 Building $270,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 100 / 20 |
5G (outdoors only) and 4G LTE
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