4700 Trail Ct, Westminster, MD 21158 Property Records

Carroll County property record for 4700 Trail Ct, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,292 sqft · built 1997
Lot Size	1.06 acres (46,391 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,231 (Jun 2017)
Tax Bill	$4,914 (2026)
Deeds & Mortgages	Dec 2018 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-027090`

Property Details

APN / Parcel Number

Primary APN	`03-027090`
Alternative APNs	`3027090` `027090`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,292 sqft Total Area
Basement Area	312 sqft
Finished Basement	312 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	46,391 sqft (1.06 acres)
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	027090
Street Address	4700 TRAIL CT
City	WESTMINSTER
State	MD
Zip	21158-1446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 22 - 1.065 ACS 4700 TRAIL CT 39-17 PH GRAND VALLEY ACS SC 4
Legal Subdivision	GRAND VALLEY ACRES SEC 04 PH 0
Legal Lot Number	22
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	4
Census Block	4008
Census Tract	503000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4700 TRAIL CT, WESTMINSTER, MD 21158-1446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2018	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Oct 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage M & T BANK
Jun 7, 2017	Deed, Transfer · FHA Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2017 · Amount on Record
Deed Sale	Jun 7, 2017 · Amount on Record
Prior Sale	Oct 5, 2007 · Amount on Record
Deed Document Number	20178710-0400
Deed Book / Page	8710 / 400
Last Transfer Date	Sep 28, 2020
Transfer Doc	0098870415
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4700 TRAIL CT, WESTMINSTER, MD 21158-1446
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091850173
Date	Dec 12, 2018
Book Page	9185/0173

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Oct 7, 2020
Property Address	4700 TRAIL CT, WESTMINSTER, MD 21158-1446
Document Number	0098870415
Book / Page	9887 / 415
Map Reference	MB 39 PG 017
Instrument Date	Sep 28, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	OMNI LAND SETTLEMENT CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4700 TRAIL CT, WESTMINSTER, MD 21158-1446

Mortgage

Document Number	0009887420
Date	Oct 7, 2020
Instrument	9887/420

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Nov 1, 2046

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 7, 2017
Property Address	4700 TRAIL CT, WESTMINSTER, MD 21158-1446
Document Number	0087100400
Book / Page	8710 / 0400
Instrument Date	May 26, 2017
Instrument	8710-0400
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	COMPETITIVE TITLE AGCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2401 NW 23RD ST # ST1D, 2401, OKLAHOMA CITY, OK 73107-2442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4700 TRAIL CT, WESTMINSTER, MD 21158-1446

Mortgage

Document Number	0087100404
Date	Jun 7, 2017
Instrument	8710-0404

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,914.00 (+3.5%)	$433,500 (+3.56%)	$463,300 (+10.68%) Land $160,600 Building $302,700
2025	$4,748.00 (+22.25%)	$418,600 (+21.78%) Land $125,600 Building $293,000	$418,600 (-) Land $125,600 Building $293,000
2023	$3,884.00	$343,733	$418,600 Land $125,600 Building $293,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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