4704 E Merced St, Des Moines, IA 50317 Property Records

Polk County property record for 4704 E Merced St, Des Moines, IA 50317

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,350 sqft · built 2012
Lot Size0.275 acres (11,988 sqft)
OwnerOwner Name on File
Last Sale$183,000 (Aug 2012)
Tax Bill$4,926 (2024)
Deeds & MortgagesDec 2020 Mortgage
Jun 2022 Second Mortgage
Flood ZoneZone X (minimal risk)
APN7923-22-152-010

Property Details

APN / Parcel Number

Primary APN7923-22-152-010
Alternative APN
  • 060/07934-235-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,350 sqft Living Area
Gross Area3,360 sqft
1st Floor Area1,350 sqft
Basement Area1,350 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Architectural StyleRanch
Exterior MaterialVinyl
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,988 sqft (0.275 acres)
Lot Width55 ft Width
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address4704 E MERCED ST
CityDES MOINES
StateIA
Zip50317-4723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 35 SUMMERSFIELD PLAT 1
Legal SubdivisionSUMMERSFIELD PLAT 1
Legal Lot Number35
JurisdictionPOLK IA
Township / Civil DivisionDELAWARE
Census Block Group2
Census Block2051
Census Tract10602

Owner

The current owner of 4704 E Merced St bought it in August 2012.

Source: Polk County records, as of October 15, 2025

Owner of RecordOwner Name on File
Mailing Address4704 E MERCED ST, DES MOINES, IA 50317-4723
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE
Jun 28, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GREENSTATE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2012 · Amount on File
Deed SaleAug 17, 2012 · Amount on File
Prior SaleFeb 14, 2012 · Amount on File
Deed Document Number2013-00015526
Deed Book / Page14399 / 0557
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address4704 E MERCED ST, DES MOINES, IA 50317-4723
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062222
DateDec 1, 2020
Book Page18224/182
Instrument2020-00062222
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address4704 E MERCED ST, DES MOINES, IA 50317-4723
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053136
DateJun 28, 2022
Book Page19171/409
Instrument2022-00053136
Lender
NameGREENSTATE CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term181 Months
DueJul 15, 2037

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictSoutheast Polk Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$283,100 Land $67,200 Building $215,900$283,100 Land $67,200 Building $215,900
2024$4,926.00
2023$264,700 Land $62,200 Building $202,500$264,700 Land $62,200 Building $202,500
2020$5,046.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4704 E Merced St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4704 E Merced St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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