St. Louis County property record for 4705 Morris Thomas Rd, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 975 sqft · built 1952 |
| Lot Size | 0.513 acres (22,355 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Feb 2016) |
| Tax Bill | $3,080 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0110-00010 |
| Primary APN | 395-0110-00010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 975 sqft Gross Area |
| 1st Floor Area | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 22,355 sqft (0.513 acres) |
| Garage Area | 720 sqft |
| Deck Area | 12 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1004865 |
|---|---|
| Street Address | 4705 MORRIS THOMAS RD |
| City | DULUTH |
| State | MN |
| Zip | 55811-3748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 EX NLY 150 FT & LOT 2 EX NLY 150FT SERIAL # |
| Legal Subdivision | PIEDMONT FARMS |
| Legal Block | 1 |
| Legal Lot Number | 1-2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 10302 |
Source: St. Louis County records · APN 395-0110-00010
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4705 MORRIS THOMAS RD, DULUTH, MN 55811-3748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 03, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE |
| Nov 13, 2020 | Deed of Trust, Mortgage · Line of Credit NATIONAL BK/CMRC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 26, 2016 · Amount on Record |
| Deed Sale | Feb 26, 2016 · Amount on Record |
| Prior Sale | Aug 09, 2011 · Amount on Record |
| Deed Document Number | 2016468773 |
| Last Transfer Date | Mar 31, 2016 |
| Transfer Doc | 0000969443 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4705 MORRIS THOMAS RD, DULUTH, MN 55811-3748 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001015787 |
|---|---|
| Date | Oct 03, 2019 |
| Instrument | 1015787 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4705 MORRIS THOMAS RD, DULUTH, MN 55811-3748 |
| Document Number | 00T1033433 |
| Instrument Date | Nov 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4705 MORRIS THOMAS RD DULUTH MN 558113748, DULUTH, MN 55811-3748 |
| Document Number | 00T1033433 |
|---|---|
| Date | Dec 09, 2020 |
| Instrument | T1033433 |
| Name | NATIONAL BK/CMRC |
|---|---|
| Address | SUPERIOR, WI 54880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 08, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,080.00 (+9.14%) Homeowner's exemption | ||
| 2025 | $2,822.00 (+7.06%) Homeowner's exemption | $246,700 (+7.87%) Land $44,800 Building $201,900 | $246,700 (+7.87%) Land $44,800 Building $201,900 |
| 2024 | $2,636.00 | $228,700 (+23.09%) Land $42,600 Building $186,100 | $228,700 (+23.09%) Land $42,600 Building $186,100 |
| 2022 | $185,800 Land $37,600 Building $148,200 | $185,800 Land $37,600 Building $148,200 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
May also be available: AirFiber, Spectrum.
Based on FCC filings for 147 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Hermantown serves 7,215 people |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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