4710 Gratton St, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 4710 Gratton St, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,308 sqft · built 1956
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Aug 2019)
Tax Bill	$2,978 (2025)
Deeds & Mortgages	Nov 2020 Refinance Aug 2019 Sale & Mortgage + 1 more
APN	`0271005000660`

Property Details

APN / Parcel Number

Primary APN	`0271005000660`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	1,308 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4710 GRATTON ST
City	CHESAPEAKE
State	VA
Zip	23320-6051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	66 WESTOVER
Legal Subdivision	WESTOVER
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1009
Census Tract	20905

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4710 GRATTON ST, CHESAPEAKE, VA 23320-6051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TIDEWATER MORTGAGE SERVICES INC
Aug 13, 2019	Warranty Deed, Transfer · Conventional Mortgage USAA FEDERAL SAVINGS BANK
Feb 28, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCK HARBOR GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2019 · Amount on Record
Deed Sale	Aug 13, 2019 · Amount on Record
Prior Sale	Feb 28, 2019 · Amount on Record
Deed Document Number	201921058
Deed Book / Page	10043 / 1454
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4710 GRATTON ST, CHESAPEAKE, VA 23320-6051
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10263/1866
Date	Nov 30, 2020
Book Page	10263/1866
Instrument	200044565

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.88%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 13, 2019
Property Address	4710 GRATTON ST, CHESAPEAKE, VA 23320-6051
Document Number	10043/1454
Book / Page	10043 / 1454
Instrument Date	Aug 9, 2019
Instrument	190021058
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4710 GRATTON ST, CHESAPEAKE, VA 23320-6051

Mortgage

Document Number	0190021059
Date	Aug 13, 2019
Instrument	190021059

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 28, 2019
Property Address	4710 GRATTON ST, CHESAPEAKE, VA 23320-6051
Document Number	09990/1115
Book / Page	9990 / 1115
Instrument Date	Feb 26, 2019
Instrument	190004507
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 EASTBORNE DR, VIRGINIA BEACH, VA 23454-5778
Investor	Possibly a Property Investor

Mortgage

Document Number	0190004508
Date	Feb 28, 2019
Instrument	190004508

Lender

Name	ROCK HARBOR GROUP LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,300 (+2.51%) Land $130,000 Building $172,300	$302,300 (+2.51%) Land $130,000 Building $172,300
2025	$2,978.00 (+28.42%)	$294,900 (+19.06%) Land $120,000 Building $174,900	$294,900 (+19.06%) Land $120,000 Building $174,900
2023		$247,700 (+7.84%) Land $95,000 Building $152,700	$247,700 (+7.84%) Land $95,000 Building $152,700
2022	$2,319.00 (+44.22%)	$229,700 Land $85,000 Building $144,700	$229,700 Land $85,000 Building $144,700
2019	$1,608.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1999)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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