4709 Gratton St, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 4709 Gratton St, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 988 sqft · built 1956
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on Record
Last Sale	$158,000 (Apr 2020)
Tax Bill	$2,347 (2025)
Deeds & Mortgages	Sep 2006 Mortgage Apr 2020 Second Mortgage + 2 more
APN	`0271005000810`

Property Details

APN / Parcel Number

Primary APN	`0271005000810`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	80 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	91 sqft
Utility Building	988 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4709 GRATTON ST
City	CHESAPEAKE
State	VA
Zip	23320-6035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	81 WESTOVER
Legal Subdivision	WESTOVER
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1018
Census Tract	20905

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4709 GRATTON ST, CHESAPEAKE, VA 23320-6035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2006	Deed of Trust, Mortgage PRIVATE
Apr 29, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OVM FINANCIAL INC
Apr 29, 2020	Warranty Deed, Transfer · FHA Mortgage OVM FINANCIAL INC
Jan 3, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2020 · Amount on Record
Deed Sale	Apr 29, 2020 · Amount on Record
Prior Sale	Apr 7, 2004 · Amount on Record
Deed Document Number	202013140
Deed Book / Page	10143 / 83
Record Updated	Oct 29, 2026

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4709 GRATTON ST, CHESAPEAKE, VA 23320-6035
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006733/114
Date	Sep 11, 2006
Book Page	6733/114

Lender

Name	PRIVATE

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4709 GRATTON ST, CHESAPEAKE, VA 23320-6035
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ROCKET TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10143/101
Date	Apr 29, 2020
Book Page	10143/101
Instrument	200013142

Lender

Name	OVM FINANCIAL INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 29, 2020
Property Address	4709 GRATTON ST, CHESAPEAKE, VA 23320-6035
Document Number	10143/83
Book / Page	10143 / 83
Instrument Date	Apr 24, 2020
Instrument	200013140
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ROCKET TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4709 GRATTON ST, CHESAPEAKE, VA 23320-6035

Mortgage

Document Number	200013141
Date	Apr 29, 2020
Instrument	200013141

Lender

Name	OVM FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	010143/101
Date	Apr 29, 2020
Book Page	10143/101
Instrument	200013142

Lender

Name	OVM FINANCIAL INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jan 3, 2020
Property Address	4709 GRATTON ST, CHESAPEAKE, VA 23320-6035
Document Number	10097/1582
Book / Page	10097 / 1582
Instrument Date	Jan 2, 2020
Instrument	200000160
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 BATTLEFIELD BLVD S STE 100, 100, CHESAPEAKE, VA 23322-5232

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,600 (+3.53%) Land $130,000 Building $110,600	$240,600 (+3.53%) Land $130,000 Building $110,600
2025	$2,347.00 (+43.55%)	$232,400 (+16.78%) Land $120,000 Building $112,400	$232,400 (+16.78%) Land $120,000 Building $112,400
2023		$199,000 (+9.7%) Land $95,000 Building $104,000	$199,000 (+9.7%) Land $95,000 Building $104,000
2022		$181,400 Land $85,000 Building $96,400	$181,400 Land $85,000 Building $96,400
2019	$1,635.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1999)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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