Hernando County property record for 471 Swallow Ln, Spring Hill, FL 34606
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Nov 2025) |
| Tax Bill | $659 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Sep 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5040-0162-0020 |
| Primary APN | R32-323-17-5040-0162-0020 |
|---|---|
| Alternative APNs |
|
| Lot Area | 17,424 sqft (0.4 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 53 ft wide |
| Account Number | 00235454 |
|---|---|
| Street Address | 471 SWALLOW LN |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-6052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 4 BLK 162 LOT 2 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 33 |
| Legal Subdivision | SPRING HILL UN 4 |
| Legal Block | 162 |
| Legal Lot Number | 2 |
| Legal Unit | 4 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 41401 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 471 SWALLOW LN, SPRING HILL, FL 34606-6052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2025 | Warranty Deed, Transfer · VA Mortgage INSPIRE HOME LOANS INC |
| Sep 4, 2024 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Apr 6, 2020 | Warranty Deed, Transfer NORTH AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2025 · Amount on Record |
| Deed Sale | Nov 10, 2025 · Amount on Record |
| Prior Sale | Sep 4, 2024 · Amount on Record |
| Deed Document Number | 2025077312 |
| Deed Book / Page | 4631 / 716 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 10, 2025 |
| Property Address | 471 SWALLOW LN, SPRING HILL, FL 34606-6052 |
| Document Number | 0046310716 |
| Book / Page | 4631 / 716 |
| Map Reference | MB 7 PG 87 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 2025077312 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | PARKWAY TITLE INC, PARKWAY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2325 LAKEVIEW PKWY STE 600, 600, ALPHARETTA, GA 30009-7941 |
| Name | Verified Name |
|---|---|
| Address | 471 SWALLOW LN, SPRING HILL, FL 34606-6052 |
| Document Number | 0004631718 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 4631/718 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 4, 2024 |
| Property Address | 471 SWALLOW LN, SPRING HILL, FL 34606-6052 |
| Document Number | 0044670060 |
| Book / Page | 4467 / 60 |
| Map Reference | MB 7 PG 87 |
| Instrument Date | Aug 27, 2024 |
| Instrument | 2024055713 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 481 SWALLOW LN, SPRING HILL, FL 34606-6043 |
| Name | Verified Name |
|---|---|
| Address | 2325 LAKEVIEW PKWY STE 600, 600, ALPHARETTA, GA 30009-7941 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 6, 2020 |
| Property Address | 471 SWALLOW LN, SPRING HILL, FL 34606-6052 |
| Document Number | 0038261685 |
| Book / Page | 003826 / 001685 |
| Instrument Date | Mar 16, 2020 |
| Instrument | 22041 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $140.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $659.00 (+42.33%) | $46,227 (+110.56%) Land $46,227 | $46,227 (+8.92%) Land $46,227 |
| 2023 | $21,954 | ||
| 2022 | $463.00 | $42,440 Land $42,440 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 5 (1993–2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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