Hernando County property record for 440 Swallow Ln, Spring Hill, FL 34606
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,701 sqft · built 1983 |
| Lot Size | 0.354 acres (15,433 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Aug 2021) |
| Tax Bill | $3,607 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jun 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5040-0165-0170 |
| Primary APN | R32-323-17-5040-0165-0170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,701 sqft Living Area |
| Gross Area | 2,630 sqft |
| 1st Floor Area | 1,701 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,433 sqft (0.354 acres) |
| Lot Dimensions | 125 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 1,143 sqft |
| Deck Area | 112 sqft |
| Patio Area | 328 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00236355 |
|---|---|
| Street Address | 440 SWALLOW LN |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-6051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 4 BLK 165 LOT 17 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UN 4 |
| Legal Block | 165 |
| Legal Lot Number | 17 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 41401 |
440 Swallow Ln is owned and occupied by an individual who bought it in August 2021.
Source: Hernando County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 440 SWALLOW LN, SPRING HILL, FL 34606-6051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Jun 20, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2021 · Amount on File |
| Deed Sale | Aug 2, 2021 · Amount on File |
| Prior Sale | Nov 15, 2013 |
| Deed Document Number | 202157592 |
| Deed Book / Page | 4035 / 468 |
| Prior Transfer Date | Jun 13, 2017 |
| Prior Transfer Doc | 0034800895 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 2, 2021 |
| Property Address | 440 SWALLOW LN, SPRING HILL, FL 34606-6051 |
| Document Number | 0040350468 |
| Book / Page | 4035 / 468 |
| Map Reference | MB 7 PG 87-95 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 2021057592 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2021 |
| Title Company | REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2165 NEW AZORA RD, 2165, SPRING HILL, FL 34608-7107 |
| Name | Verified Name |
|---|---|
| Address | 440 SWALLOW LN, SPRING HILL, FL 34606-6051 |
| Document Number | 4035470 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 4035/470 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 20, 2017 |
| Property Address | 440 SWALLOW LN, SPRING HILL, FL 34606-6051 |
| Document Number | 0034800895 |
| Book / Page | 003480 / 000895 |
| Instrument Date | Jun 13, 2017 |
| Instrument | 34910 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 2165 NEW AZORA RD SPRING HILL FL 346087107, SPRING HILL, FL 34608-7107 |
The 2025 property tax bill for 440 Swallow Ln was $3,607 with a homeowner's exemption.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,607.00 Homeowner's exemption | $243,689 | $264,467 Land $42,441 Building $222,026 |
| 2023 | $229,923 (+3%) Land $28,520 Building $201,403 | ||
| 2022 | $2,891.00 Homeowner's exemption | $223,226 Land $29,323 Building $193,903 | $255,964 Land $38,891 Building $217,073 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 Swallow Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 5 (1993–2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 440 Swallow Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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