471 Smith Ave, Birmingham, MI 48009 Property Records

Oakland County property record for 471 Smith Ave, Birmingham, MI 48009

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,231 sqft · built 1975
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$455,000 (Feb 2022)
Tax Bill$7,618 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-19-36-454-018

Property Details

APN / Parcel Number

Primary APN08-19-36-454-018

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,231 sqft Living Area
1st Floor Area588 sqft
Basement Area588 sqft
Unfinished Basement588 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2021
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area32 sqft
Patio Area148 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address471 SMITH AVE
CityBIRMINGHAM
StateMI
Zip48009-2026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R10E, SEC 36 JAMES L TODD & LEINBACH-HUMPHREY'S INDIAN VILLAGE SUB LOT 40
Legal Range10E
Legal Township02N
Legal Section36
Legal SubdivisionINDIAN VILLAGE
Legal Lot Number40
JurisdictionOAKLAND MI
Township / Civil DivisionBIRMINGHAM
Census Block Group2
Census Block2012
Census Tract153300

Owner

Source: Oakland County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address471 SMITH AVE, BIRMINGHAM, MI 48009-2026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Warranty Deed, Transfer · Conventional Mortgage
GENISYS CU
Nov 9, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
CHURCHILL MORTGAGE CORP
Jan 17, 2017Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 16, 2022 · Amount on Record
Deed SaleFeb 16, 2022 · Amount on Record
Prior SaleJan 17, 2017 · Amount on Record
Deed Document Number2022322589
Deed Book / Page57463 / 860
Prior Transfer DateMay 28, 1996
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateFeb 16, 2022
Property Address471 SMITH AVE, BIRMINGHAM, MI 48009-2026
Document Number0000322589
Book / Page57463 / 860
Map ReferenceLB 33 PG 35
Instrument DateJan 4, 2022
Instrument322589
Transaction TypeTransfer
Record UpdatedApr 20, 2022
Title CompanyMICHIGAN INV TITLE INC, MICHIGAN INVESTMENT TTL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,412.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address471 SMITH AVE, 471, BIRMINGHAM, MI 48009-2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address687 SMITH AVE, BIRMINGHAM, MI 48009-2028

Mortgage

Document Number0057463861
DateFeb 16, 2022
Instrument57463/861
Lender
NameGENISYS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateFeb 1, 2032
Change Frequency6 Months
Min Rate At Change3.12%
Max Rate At Change8.12%
IndexOther
Max Rate8.12%

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateNov 9, 2020
Property Address471 SMITH AVE, BIRMINGHAM, MI 48009-2026
Document Number0000233969
Book / Page55137 / 715
Map ReferenceLB 33 PG 35
Instrument DateOct 26, 2020
Instrument233969
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyCHURCHILL TITLE SLN LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address471 SMITH AVE, BIRMINGHAM, MI 48009-2026

Mortgage

Document Number0055137717
DateNov 9, 2020
Instrument55137/717
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2035

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJan 17, 2017
Property Address471 SMITH AVE, BIRMINGHAM, MI 48009-2026
Document Number0000009825
Book / Page050292 / 000493
Instrument DateJan 3, 2017
Instrument9825
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyTITLE EXPRESS COMPANY, TITLE EXPRESS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,010.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address471 SMITH AVE BIRMINGHAM MI 480092026, BIRMINGHAM, MI 48009-2026

Mortgage

Document Number9598
DateJan 17, 2017
Book Page050291/000190
Instrument9598
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 16, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBirmingham City
CountyOakland County
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,618.00 (-9.78%) Homeowner's exemption$252,990 (+21.38%)$505,980 (+21.38%)
2024$8,444.00 (+40.17%)
2023$208,430$416,860
2021$6,024.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIRMINGHAM
serves 20,472 people · EPA ID MI0000730
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionJan 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 815 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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