Oakland County property record for 427 Smith Ave, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,384 sqft · built 1950 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,000 (Apr 2024) |
| Tax Bill | $8,001 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-36-454-015 |
| Primary APN | 08-19-36-454-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,384 sqft Living Area |
| 1st Floor Area | 1,031 sqft |
| Basement Area | 705 sqft |
| Unfinished Basement | 705 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 67 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 427 SMITH AVE |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-2026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R10E, SEC 36 JAMES L TODD & LEINBACH-HUMPHREY'S INDIAN VILLAGE SUB LOT 43 |
| Legal Range | 10E |
| Legal Township | 02N |
| Legal Section | 36 |
| Legal Subdivision | INDIAN VILLAGE SUB |
| Legal Lot Number | 43 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 153300 |
Source: Oakland County assessment roll, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 685 SOUTHFIELD RD, BIRMINGHAM, MI 48009-3737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC |
| Mar 28, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 18, 2024 | Warranty Deed, Transfer VANGUARD TITLE COMPANY |
| Apr 7, 2022 | Deed of Trust, Mortgage · Line of Credit INNOVA BM CAPITAL LLC |
| Feb 18, 2022 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 18, 2024 · Amount on Record |
| Deed Sale | Apr 18, 2024 · Amount on Record |
| Prior Sale | Feb 18, 2022 · Amount on Record |
| Deed Document Number | 202443081 |
| Deed Book / Page | 59298 / 176 |
| Prior Transfer Date | Mar 23, 2007 |
| Prior Transfer Doc | 0000066748 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 427 SMITH AVE, BIRMINGHAM, MI 48009-2026 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 427 SMITH AVE, BIRMINGHAM, MI 48009-2026 |
| Document Number | 20250161264 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | 60814/224 |
| Instrument | 20250161264 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 427 SMITH AVE, BIRMINGHAM, MI 48009-2026 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 3600 S GLEBE RD, ARLINGTON, VA 22202-2365 |
| Document Number | 0000030848 |
|---|---|
| Date | Mar 28, 2024 |
| Book Page | 59251/490 |
| Instrument | 30848 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 18, 2024 |
| Property Address | 427 SMITH AVE, BIRMINGHAM, MI 48009-2026 |
| Document Number | 0000043081 |
| Book / Page | 59298 / 176 |
| Map Reference | LB 33 PG 35 |
| Instrument Date | Mar 26, 2024 |
| Instrument | 43081 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2024 |
| Title Company | VANGUARD TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,312.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3321 HILTON RD, FERNDALE, MI 48220-3607 |
| Name | Verified Name |
|---|---|
| Address | 685 SOUTHFIELD RD, BIRMINGHAM, MI 48009-3737 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 427 SMITH AVE, BIRMINGHAM, MI 48009-2026 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 379 SOUTH ST, ROCHESTER, MI 48307-2241 |
| Document Number | 0000363200 |
|---|---|
| Date | Apr 7, 2022 |
| Book Page | 57665/554 |
| Instrument | 363200 |
| Name | INNOVA BM CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BIRMINGHAM, MI 48009 |
| Type | Line of Credit |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 18, 2022 |
| Property Address | 427 SMITH AVE, BIRMINGHAM, MI 48009-2026 |
| Document Number | 0000324792 |
| Book / Page | 57477 / 635 |
| Map Reference | LB 33 PG 35 |
| Instrument Date | Feb 7, 2022 |
| Instrument | 324792 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,636.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5611 FIRWOOD DR, 5611, TROY, MI 48098-2550 |
| Name | Verified Name |
|---|---|
| Address | 3321 HILTON RD, FERNDALE, MI 48220-3607 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,001.00 (+2.18%) Homeowner's exemption | $236,990 (+26.56%) | $473,980 (+26.56%) |
| 2024 | $7,830.00 (+62.65%) | ||
| 2023 | $187,250 | $374,500 | |
| 2021 | $4,814.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 815 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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