Laurens County property record for 471 Ridgewood Dr, Waterloo, SC 29384
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.51 acres (66,013 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (May 2015) |
| Tax Bill | $1,185 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 339-00-00-017 |
| Primary APN | 339-00-00-017 |
|---|---|
| Alternative APNs |
|
| Lot Area | 66,013 sqft (1.51 acres) |
|---|
| Street Address | 471 RIDGEWOOD DR |
|---|---|
| City | WATERLOO |
| State | SC |
| Zip | 29384-5012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 70-70A RIDGEWOOD HAR PH II |
| Legal Subdivision | RIDGEWOOD HARBOR SUBDIVISION |
| Legal Phase | 2 |
| Legal Lot Number | 70-70A |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 921001 |
Source: Laurens County records, as of April 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 471 RIDGEWOOD DR, WATERLOO, SC 29384-5012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2015 · Amount on Record |
| Deed Sale | May 26, 2015 · Amount on Record |
| Deed Document Number | 20154218 |
| Deed Book / Page | 1212 / 192 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Apr 13, 2026 |
| Property Address | 471 RIDGEWOOD DR, WATERLOO, SC 29384-5012 |
| Document Number | 0M32880001 |
| Book / Page | 3288 / 1 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 20263593 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 471 RIDGEWOOD DR, WATERLOO, SC 29384-5012 |
| Document Number | 0000003593, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 3288/1 |
| Instrument | 20263593 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Laurens County assessment roll, as of February 3, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,185.00 (+4.5%) Homeowner's exemption | $8,780 (-) Land $3,800 Building $4,980 | |
| 2024 | $1,134.00 (+44.27%) Homeowner's exemption | $8,780 (+15.28%) Land $3,800 Building $4,980 | |
| 2023 | $786.00 (-28.09%) Homeowner's exemption | $7,616 (-13.26%) Land $3,556 Building $4,060 | $190,400 (-13.26%) Land $88,900 Building $101,500 |
| 2022 | $1,093.00 Homeowner's exemption | $8,780 Land $3,800 Building $4,980 | $219,500 (-) Land $95,000 Building $124,500 |
| 2021 | $219,500 Land $95,000 Building $124,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures