Laurens County property record for 463 Ridgewood Dr, Waterloo, SC 29384
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.27 acres (55,531 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $515,000 (May 2018) |
| Tax Bill | $3,653 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2024 Transfer + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 339-00-00-016 |
| Primary APN | 339-00-00-016 |
|---|---|
| Alternative APNs |
|
| Lot Area | 55,531 sqft (1.27 acres) |
|---|
| Street Address | 463 RIDGEWOOD DR |
|---|---|
| City | WATERLOO |
| State | SC |
| Zip | 29384-5012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 69 RIDGEWOOD HARBOR PH II |
| Legal Subdivision | RIDGEWOOD HARBOR |
| Legal Phase | 2 |
| Legal Lot Number | 69 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 921001 |
Source: Laurens County records, as of February 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 463 RIDGEWOOD DR, WATERLOO, SC 29384-5012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COUNTRY BANK |
| Mar 13, 2024 | Intrafamily Transfer, Transfer |
| May 14, 2018 | Grant Deed, Transfer · Conventional Mortgage SOUTH ST BK |
| Dec 28, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2018 · Amount on Record |
| Deed Sale | May 14, 2018 · Amount on Record |
| Prior Sale | Jul 10, 2015 · Amount on Record |
| Deed Document Number | 20184106 |
| Deed Book / Page | 1383 / 296 |
| Last Transfer Date | Feb 27, 2024 |
| Transfer Doc | 0D18010260 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 463 RIDGEWOOD DR, WATERLOO, SC 29384-5012 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M26810115 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | M2681/115 |
| Instrument | 2021002652 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Address | GREENVILLE, SC 29615 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Mar 13, 2024 |
| Property Address | 463 RIDGEWOOD DR, WATERLOO, SC 29384-5012 |
| Document Number | 0D18010260 |
| Book / Page | D1801 / 260 |
| Map Reference | MB A PG 10 |
| Instrument Date | Feb 27, 2024 |
| Instrument | 2024001916 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 463 RIDGEWOOD DR, WATERLOO, SC 29384-5012 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | May 14, 2018 |
| Property Address | 463 RIDGEWOOD DR, WATERLOO, SC 29384-5012 |
| Document Number | 0013830296 |
| Book / Page | 001383 / 000296 |
| Instrument Date | May 10, 2018 |
| Instrument | 4106 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,905.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 463 RIDGEWOOD DR WATERLOO SC 293845012, WATERLOO, SC 29384-5012 |
| Document Number | 24270054 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 002427/000054 |
| Instrument | 4107 |
| Name | SOUTH ST BK |
|---|---|
| Type | Bank |
| Address | N CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Dec 28, 2017 |
| Property Address | 463 RIDGEWOOD DR, WATERLOO, SC 29384-5012 |
| Document Number | 0013600139 |
| Book / Page | 001360 / 000139 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 11847 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1615 MONTAGUE AVENUE EXT GREENWOOD SC 296499031, GREENWOOD, SC 29649-9031 |
Source: Laurens County assessment roll, as of February 3, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,653.00 (+4.7%) Homeowner's exemption | $21,720 (-) Land $3,800 Building $17,920 | |
| 2024 | $3,489.00 (+46.84%) Homeowner's exemption | $21,720 (+852.63%) Land $3,800 Building $17,920 | |
| 2023 | $2,376.00 (-29.24%) | $2,280 (-89.5%) Land $940 Building $1,340 | $57,000 (-89.5%) Land $23,500 Building $33,500 |
| 2022 | $3,358.00 | $21,720 Land $3,800 Building $17,920 | $543,000 (-) Land $95,000 Building $448,000 |
| 2021 | $543,000 Land $95,000 Building $448,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
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