Garrard County property record for 471 Main St, Paint Lick, KY 40461
| Property Type | Commercial |
|---|---|
| Details | built 1880 |
| Lot Size | 0.046 acres (2,010 sqft) |
| Owner | Company Name on File |
| Last Sale | $45,000 (Dec 2022) |
| Tax Bill | $305 (2025) |
| Deeds & Mortgages | Mar 2014 Construction Loan Apr 2008 Sale |
| Flood Zone | Zone A (high risk) |
| APN | PL-01-006 |
| Primary APN | PL-01-006 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Lot Area | 2,010 sqft (0.046 acres) |
| Sewer | Connected |
|---|
| Account Number | 13011 |
|---|---|
| Street Address | 471 MAIN ST |
| City | PAINT LICK |
| State | KY |
| Zip | 40461-8365 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Lot Number | 1 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | PAINT LICK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 970400 |
471 Main St, a commercial property, is owned by a company that bought it in December 2022.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 74, PAINT LICK, KY 40461-0074 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2014 | Deed of Trust, Mortgage · Construction Mortgage JPMORGAN CHASE BANK, NA |
| Apr 7, 2008 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2022 · Amount on File |
| Deed Sale | Dec 21, 2022 · Amount on File |
| Prior Sale | Apr 7, 2008 |
| Deed Document Number | 2022173510 |
| Deed Book / Page | 319 / 277 |
| Transfer Doc | 000248/980 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 471 MAIN ST, PAINT LICK, KY 40461-8365 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 11641 RICHMOND RD, PAINT LICK, KY 40461-8724 |
| Document Number | 000330/454 |
|---|---|
| Date | Mar 6, 2014 |
| Book Page | 330/454 |
| Instrument | 119902 |
| Name | JPMORGAN CHASE BANK, NA |
|---|---|
| Address | COLUMBUS, OH 43240 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 132 Months |
| Due | Mar 1, 2025 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Apr 7, 2008 |
| Property Address | 471 MAIN ST, PAINT LICK, KY 40461-8365 |
| Document Number | 000248/980 |
| Book / Page | 248 / 980 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 471 Main St was $305.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,000 (-) Land $15,000 Building $15,000 | $30,000 (-) Land $15,000 Building $15,000 | |
| 2025 | $305.00 | $30,000 Land $30,000 | $30,000 Land $30,000 |
| 2023 | $316.00 | $30,000 Land $30,000 | $30,000 Land $30,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 471 Main St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1996) |
| Most Recent Claim | Jul 1996 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 471 Main St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream DSL | 300 / 20 |
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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